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3822 Winston Ave, #26, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3822 Winston Ave, #26, Covington, KY 41015

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 2,394 sqft · built 1967
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Oct 2024)
Tax Bill$4,637 (2025)
Deeds & MortgagesApr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN056-14-12-016.00

Property Details

APN / Parcel Number

Primary APN056-14-12-016.00

Interior

Total Rooms6 Rooms
Building Area2,394 sqft Finished Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions110 ft deep x 39 ft wide

Location & Zoning

Street Address3822 WINSTON AVE, 26
CityCOVINGTON
StateKY
Zip41015-1458
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionKRUSE J H RE-SUBD JONES BLK 7 LOTS 76-77 & GREATER PT LOT 78 39'X 110' LESS STRIP SOLD TO COMM
Legal SubdivisionKRUSE J H RE-SUBD JONES
Legal Phase7
Legal Block7
Legal Lot Number77,78
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1022
Census Tract61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3822 Winston Ave, #26 is owned by a company that bought it in October 2024.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address3822 WINSTON AVE, 26, COVINGTON, KY 41015-1458
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2024 · Amount on File
Deed SaleOct 3, 2024 · Amount on File
Prior SaleMay 11, 2012 · Amount on File
Deed Document Number20241
Deed Book / Page308 / 128
Record UpdatedOct 29, 2026

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address3822 WINSTON AVE # 26, 26, COVINGTON, KY 41015-1458
Document Number0000000127
Book / Page0C6157 / 000169
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedMay 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3822 WINSTON AVE COVINGTON KY 41015, COVINGTON, KY 41015

Mortgage

Document Number0000000127
DateMay 12, 2017
Book Page0C6157/000169
Instrument127
Lender
NameBRANCH BK&TR
TypeBank
AddressCOVINGTON, KY 41011
Agreement
Term60 Months
DueMay 11, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3822 Winston Ave, #26 was $4,637.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,000 (-) Land $75,000 Building $275,000$350,000 (-) Land $75,000 Building $275,000
2025$4,637.00$350,000 Land $75,000 Building $275,000$350,000 Land $75,000 Building $275,000
2023$3,989.00$299,500 Land $75,000 Building $224,500$299,500 Land $75,000 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3822 Winston Ave, #26 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3822 Winston Ave, #26 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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