Lake County property record for 3916 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 1947 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,400 (Jun 2022) |
| Tax Bill | $2,767 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0030-0012 |
| Primary APN | 007-26-34-0030-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,334 sqft |
| 1st Floor Area | 1,461 sqft |
| Basement Area | 873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3916 TORRENCE AVE |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46327-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND STEEL CITY ADD. N. 45.03 FT. OF L.12 BL.2 |
| Legal Subdivision | HAMMOND STEEL CITY ADD |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 20300 |
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3916 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Oct 13, 2009 · Amount on File |
| Deed Document Number | 2022525109 |
| Prior Transfer Date | Sep 24, 2009 |
| Prior Transfer Doc | 2009068887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 17, 2022 |
| Property Address | 3916 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Document Number | 0000025109 |
| Map Reference | MB 17 PG 18 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-525109 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | IN |
| Document Number | 0000025110 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-525110 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,500 (+10.81%) Land $26,700 Building $198,800 | $225,500 (+10.81%) Land $26,700 Building $198,800 | |
| 2024 | $2,767.00 (+48.84%) | ||
| 2023 | $203,500 (+41.12%) Land $26,600 Building $176,900 | $203,500 (+41.12%) Land $26,600 Building $176,900 | |
| 2022 | $1,859.00 Homeowner's exemption | $144,200 Land $26,600 Building $117,600 | $144,200 Land $26,600 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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