3916 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 3916 Torrence Ave, Hammond, IN 46327

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,461 sqft · built 1947
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on File
Last Sale$280,400 (Jun 2022)
Tax Bill$2,767 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN007-26-34-0030-0012

Property Details

APN / Parcel Number

Primary APN007-26-34-0030-0012
Alternative APNs
  • 45-02-24-477-017.000-023
  • 263400300012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,461 sqft Living Area
Gross Area2,334 sqft
1st Floor Area1,461 sqft
Basement Area873 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2010
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions125 ft deep x 45 ft wide
View / LotAlley
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3916 TORRENCE AVE
CityHAMMOND
StateIN
Zip46327-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOND STEEL CITY ADD. N. 45.03 FT. OF L.12 BL.2
Legal SubdivisionHAMMOND STEEL CITY ADD
Legal Block2
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4075
Census Tract20300

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3916 TORRENCE AVE, HAMMOND, IN 46327-1144
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2022 · Amount on File
Deed SaleJun 17, 2022 · Amount on File
Prior SaleOct 13, 2009 · Amount on File
Deed Document Number2022525109
Prior Transfer DateSep 24, 2009
Prior Transfer Doc2009068887
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 17, 2022
Property Address3916 TORRENCE AVE, HAMMOND, IN 46327-1144
Document Number0000025109
Map ReferenceMB 17 PG 18
Instrument DateJun 13, 2022
Instrument2022-525109
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressIN

Mortgage

Document Number0000025110
DateJun 17, 2022
Instrument2022-525110
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$225,500 (+10.81%) Land $26,700 Building $198,800$225,500 (+10.81%) Land $26,700 Building $198,800
2024$2,767.00 (+48.84%)
2023$203,500 (+41.12%) Land $26,600 Building $176,900$203,500 (+41.12%) Land $26,600 Building $176,900
2022$1,859.00 Homeowner's exemption$144,200 Land $26,600 Building $117,600$144,200 Land $26,600 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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