Lake County property record for 3913 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,880 sqft · built 1952 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,300 (Jan 2017) |
| Tax Bill | $2,355 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0031-0037 |
| Primary APN | 007-26-34-0031-0037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 216 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,833 sqft (0.088 acres) |
| Lot Dimensions | 70 ft deep x 55 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3913 TORRENCE AVE |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46327-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND STEEL CITY ADD. L.37 BL.3 |
| Legal Subdivision | HAMMOND STEEL CITY ADD |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 20300 |
3913 Torrence Ave is owned and occupied by an individual who bought it in January 2017.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3913 TORRENCE AVE, HAMMOND, IN 46327-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jan 26, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Jan 26, 2017 | Quit Claim Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2017 · Amount on File |
| Deed Sale | Jan 26, 2017 · Amount on File |
| Prior Sale | Apr 10, 2015 · Amount on File |
| Deed Document Number | 20176020 |
| Prior Transfer Date | Jun 15, 2013 |
| Prior Transfer Doc | 0000006020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3913 TORRENCE AVE, HAMMOND, IN 46327-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDIANA TITLE NETWORK CO |
| Name | Verified Name |
|---|
| Document Number | 0000063694 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020 063694 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 26, 2017 |
| Property Address | 3913 TORRENCE AVE, HAMMOND, IN 46327-1145 |
| Document Number | 0000006021 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 6021 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3913 TORRENCE AVE HAMMOND IN 463271145, HAMMOND, IN 46327-1145 |
| Document Number | 6022 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 6022 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 26, 2017 |
| Property Address | 3913 TORRENCE AVE, HAMMOND, IN 46327-1145 |
| Document Number | 0000006020 |
| Instrument Date | Jun 15, 2013 |
| Instrument | 6020 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 N OAKWOOD ST GRIFFITH IN 463192428, GRIFFITH, IN 46319-2428 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,000 Land $20,000 Building $186,000 | $206,000 Land $20,000 Building $186,000 | |
| 2024 | $2,355.00 | ||
| 2023 | $174,300 (+7.06%) Land $24,300 Building $150,000 | $174,300 (+7.06%) Land $24,300 Building $150,000 | |
| 2022 | $2,106.00 Homeowner's exemption | $162,800 Land $24,300 Building $138,500 | $162,800 Land $24,300 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3913 Torrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3913 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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