Kane County property record for 3916 Ridge Pointe Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | built 2014 |
| Owner | 2 Trust Names on File |
| Last Sale | $420,000 (Jun 2019) |
| Tax Bill | $12,805 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-101-016 |
| Primary APN | 12-05-101-016 |
|---|
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Townhouse |
| Street Address | 3916 RIDGE POINTE DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE RIDGE TOWNHOMES PHASE 2 LT 30 |
| Legal Subdivision | PRAIRIE RIDGE TOWNHOMES |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 854800 |
3916 Ridge Pointe Dr is owner-occupied and held in a trust since October 2023.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3916 RIDGE POINTE DR, GENEVA, IL 60134-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 10, 2017 | Deed of Trust, Mortgage · ARM PERL MORTGAGE INC |
| Jun 26, 2019 | Warranty Deed, Transfer CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on File |
| Deed Sale | Jun 26, 2019 · Amount on File |
| Prior Sale | Sep 30, 2014 · Amount on File |
| Deed Document Number | 201927070 |
| Last Transfer Date | Oct 9, 2023 |
| Transfer Doc | 0000035822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2023 |
| Property Address | 3916 RIDGE POINTE DR, GENEVA, IL 60134-5106 |
| Document Number | 0000035822 |
| Map Reference | DOC 2014KK017236 |
| Instrument Date | Oct 9, 2023 |
| Instrument | 2023K035822 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3916 RIDGE POINTE DR, GENEVA, IL 60134-5106 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3916 RIDGE POINTE DR, GENEVA, IL 60134-5106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041756 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017K041756 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 26, 2019 |
| Property Address | 3916 RIDGE POINTE DR, GENEVA, IL 60134-5106 |
| Document Number | 0000027070 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 27070 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3916 RIDGE POINTE DR GENEVA IL 601345106, GENEVA, IL 60134-5106 |
The 2025 property tax bill for 3916 Ridge Pointe Dr was $12,805 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,805.00 Homeowner's exemption Senior Citizen's exemption | $193,299 (+8.5%) Land $51,425 Building $141,874 | $580,129 (+8.5%) Land $154,337 Building $425,792 |
| 2024 | $178,155 Land $47,396 Building $130,759 | $534,679 Land $142,245 Building $392,434 | |
| 2022 | $11,646.00 (+3.13%) Homeowner's exemption | $150,491 (+3.86%) Land $40,036 Building $110,455 | $451,473 (+3.86%) Land $120,108 Building $331,365 |
| 2021 | $11,292.00 Homeowner's exemption | $144,898 Land $38,548 Building $106,350 | $434,694 Land $115,644 Building $319,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3916 Ridge Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3916 Ridge Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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