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3907 Ridge Pointe Dr, Geneva, IL 60134 Property Records

Kane County property record for 3907 Ridge Pointe Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.076 acres (3,315 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Jan 2022)
Tax Bill$10,979 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN12-05-102-038

Property Details

APN / Parcel Number

Primary APN12-05-102-038

Exterior

Architectural StyleTownhouse
Lot Area3,315 sqft (0.076 acres)

Location & Zoning

Street Address3907 RIDGE POINTE DR
CityGENEVA
StateIL
Zip60134-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE TOWNHOMES PART OF LOT 3 AS DESC IN DOC 2013K054452 AND IN SUBSEQUENT TP-REQUEST 4/1/14
Legal SubdivisionPRAIEIE RIDGE TOWNHOMES
Legal Block3
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3003
Census Tract854800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address510 BROWNSTONE DR, SAINT CHARLES, IL 60174-2807
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 4, 2022Affidavit of Death of Joint Tenant, Transfer
ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2022 · Amount on Record
Deed SaleJan 4, 2022 · Amount on Record
Prior SaleJul 30, 2014 · Amount on Record
Deed Document Number2022505
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 4, 2022
Property Address3907 RIDGE POINTE DR, GENEVA, IL 60134-5106
Document Number0000000505
Instrument DateJan 4, 2022
Instrument2022K000505
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address510 BROWNSTONE DR, SAINT CHARLES, IL 60174-2807

Mortgage

Document Number0000000506
DateJan 4, 2022
Instrument2022K000506
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKANE IL
Recording DateJan 4, 2022
Property Address3907 RIDGE POINTE DR, GENEVA, IL 60134-5106
Document Number0000000504
Map ReferenceDOC 2005K00624
Instrument DateJan 4, 2022
Instrument2022K000504
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 RIDGE POINTE DR, GENEVA, IL 60134-5106

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,979.00 (+3.92%) Homeowner's exemption Senior Citizen's exemption
2024$10,565.00 (+1.39%)$154,851 (+18.38%) Land $39,497 Building $115,354$464,739 (+18.43%) Land $118,538 Building $346,200
2022$10,420.00 (+26.41%) Homeowner's exemption$130,806 (+3.86%) Land $33,364 Building $97,442$392,418 (+3.86%) Land $100,092 Building $292,326
2021$8,243.00 Homeowner's exemption$125,945 Land $32,124 Building $93,821$377,835 Land $96,372 Building $281,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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