3916 Oxford St, Napa, CA 94558 Property Records

Napa County property record for 3916 Oxford St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$855,000 (Sep 2021)
Tax Bill	$11,236 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-184-004-000`

Property Details

APN / Parcel Number

Primary APN	`007-184-004-000`
Alternative APNs	`007-184-004` `00718404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,245 sqft Living Area
Gross Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	007-184-004
Street Address	3916 OXFORD ST
City	NAPA
State	CA
Zip	94558-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 14 OXFORD GARDENS SUB NO 2 18R/M2 CC&R 1797/42 ESMT AGMT 1781/773 PG&E R/W=1991-32654
Legal Subdivision	OXFORD GARDENS 02
Legal Lot Number	14
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1004
Census Tract	200707

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3916 OXFORD ST, NAPA, CA 94558-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	202129795
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0000004846
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Sep 21, 2021
Property Address	3916 OXFORD ST, NAPA, CA 94558-2234
Document Number	0000029795
Map Reference	MB 18 PG 1&2
Instrument Date	Sep 14, 2021
Instrument	2021-0029795
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 OXFORD ST, NAPA, CA 94558-2234

Mortgage

Document Number	0000029796
Date	Sep 21, 2021
Instrument	2021-0029796

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3916 OXFORD ST, NAPA, CA 94558-2234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 OXFORD ST, NAPA, CA 94558-2234

Mortgage

Document Number	0000026815
Date	Oct 16, 2020
Instrument	2020-0026815

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3916 OXFORD ST, NAPA, CA 94558-2234
Document Number	0000005253
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3916 OXFORD ST NAPA CA 945582234, NAPA, CA 94558-2234

Mortgage

Document Number	0000005253
Date	Mar 20, 2018
Instrument	5253

Lender

Name	MR COOPER
Address	DALLAS, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3916 OXFORD ST, NAPA, CA 94558-2234
Document Number	0000001451
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 OXFORD ST NAPA CA 945582234, NAPA, CA 94558-2234

Mortgage

Document Number	0000001451
Date	Jan 25, 2018
Instrument	1451

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,236.00 (+2.12%) Homeowner's exemption	$925,476 (+2%) Land $370,190 Building $555,286	$925,476 Land $370,190 Building $555,286
2025	$11,003.00 (+5.17%) Homeowner's exemption	$907,331 (+4.04%) Land $362,932 Building $544,399
2023	$10,462.00 (+1.4%) Homeowner's exemption	$872,100 Land $348,840 Building $523,260
2022	$10,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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