3909 Oxford St, Napa, CA 94558 Property Records

Napa County property record for 3909 Oxford St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1992
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$937,500 (Feb 2025)
Tax Bill	$11,662 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-181-037-000`

Property Details

APN / Parcel Number

Primary APN	`007-181-037-000`
Alternative APNs	`007-181-037` `00718137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	007-181-037
Street Address	3909 OXFORD ST
City	NAPA
State	CA
Zip	94558-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL6
Legal Description	LOT 10 & PCL Y OXFORD GARDENS NO 1 17R/M88 CC&R 1797/42 CITY ABNDMNT 1844/968
Legal Subdivision	OXFORD GARDENS I
Legal Lot Number	10
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1005
Census Tract	200707

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 OXFORD ST, NAPA, CA 94558-2230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 1, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Nov 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage WONG M SOLE & SEPARATE PR (PT)
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20252441
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000031293
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3909 OXFORD ST, NAPA, CA 94558-2230
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 OXFORD ST, NAPA, CA 94558-2230

Mortgage

Document Number	0000035375
Date	Nov 17, 2021
Instrument	2021-0035375

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 1, 2021
Property Address	3909 OXFORD ST, NAPA, CA 94558-2230
Document Number	0000008248
Map Reference	MB 17 PG 87&88
Instrument Date	Feb 25, 2021
Instrument	2021-0008248
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	27 SEASONS, IRVINE, CA 92603-4245

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Nov 24, 2020
Property Address	3909 OXFORD ST, NAPA, CA 94558-2230
Document Number	0000031293
Instrument Date	Nov 19, 2020
Instrument	31293
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2286 TROWER AVE NAPA CA 945582250, NAPA, CA 94558-2250

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 24, 2020
Property Address	3909 OXFORD ST, NAPA, CA 94558-2230
Document Number	0000031292
Instrument Date	Nov 19, 2020
Instrument	31292
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2286 TROWER AVE NAPA CA 945582250, NAPA, CA 94558-2250

Mortgage

Document Number	31294
Date	Nov 24, 2020
Instrument	31294

Lender

Name	WONG M SOLE & SEPARATE PR (PT)
Address	PO BOX 4284, NAPA, CA 94558-0428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Sep 30, 2019
Property Address	3909 OXFORD ST, NAPA, CA 94558-2230
Document Number	0000019751
Map Reference	MB 17 PG 87&88
Instrument Date	Sep 19, 2019
Instrument	2019-0019751
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3909 OXFORD ST, NAPA, CA 94558-2230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019752
Date	Sep 30, 2019
Instrument	2019-0019752

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,662.00 (+16.76%)	$956,250 (+17.01%) Land $430,440 Building $525,810	$956,250 Land $430,440 Building $525,810
2025	$9,988.00 (+5.13%) Homeowner's exemption	$817,234 (+4.04%) Land $326,893 Building $490,341
2023	$9,501.00 (+1.39%) Homeowner's exemption	$785,501 Land $314,200 Building $471,301
2022	$9,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Oxford St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures