3916 E Montgomery Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3916 E Montgomery Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 1954
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Mar 2021)
Tax Bill	$3,227 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35104.0408`

Property Details

APN / Parcel Number

Primary APN	`35104.0408`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	957 sqft
Basement Area	792 sqft
Finished Basement	700 sqft
Unfinished Basement	92 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3916 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99217-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DR L8 B4
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3044
Census Tract	14400

Owner

3916 E Montgomery Ave is owned and occupied by an individual who bought it in March 2021.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3916 E MONTGOMERY AVE, SPOKANE, WA 99217-7251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Oct 30, 2012 · Amount on File
Deed Document Number	20217047024
Prior Transfer Date	Jan 29, 1996
Prior Transfer Doc	0000000699
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 15, 2021
Property Address	3916 E MONTGOMERY AVE, SPOKANE, WA 99217-7251
Document Number	0007047024
Map Reference	VOL 3 PG 19
Instrument Date	Mar 12, 2021
Instrument	7047024
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 E MONTGOMERY AVE, SPOKANE, WA 99217-7251

Mortgage

Document Number	0007047025
Date	Mar 15, 2021
Instrument	7047025

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3916 E MONTGOMERY AVE, SPOKANE, WA 99217-7251
Document Number	0006795937
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3916 E MONTGOMERY AVE SPOKANE WA 992177251, SPOKANE, WA 99217-7251

Mortgage

Document Number	0006795937
Date	Apr 10, 2019
Instrument	6795937

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2044

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3916 E MONTGOMERY AVE, SPOKANE, WA 99217-7251
Document Number	0006743211
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3916 E MONTGOMERY AVE SPOKANE WA 992177251, SPOKANE, WA 99217-7251

Mortgage

Document Number	0006743211
Date	Sep 13, 2018
Instrument	6743211

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3916 E Montgomery Ave was $3,227, up 0.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,227.00 (+0.25%)	$321,600 Land $80,000 Building $241,600	$321,600 Land $80,000 Building $241,600
2025	$3,219.00
2024		$320,800 (+41.57%) Land $75,000 Building $245,800	$320,800 (+41.57%) Land $75,000 Building $245,800
2023	$3,139.00 (+18.27%)	$226,600 Land $45,000 Building $181,600	$226,600 Land $45,000 Building $181,600
2022	$2,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3916 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3916 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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