3903 E Montgomery Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3903 E Montgomery Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1954
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Aug 2017)
Tax Bill	$2,976 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35104.0306`

Property Details

APN / Parcel Number

Primary APN	`35104.0306`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	782 sqft
Basement Area	768 sqft
Finished Basement	690 sqft
Unfinished Basement	78 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3903 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99217-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DR L6 B3
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3038
Census Tract	14400

Owner

3903 E Montgomery Ave is owned and occupied by an individual who bought it in August 2017.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3903 E MONTGOMERY AVE, SPOKANE, WA 99217-7270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 5, 2017	Grant Deed, Transfer FORT SHERMAN APTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	20176627754
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 7, 2017
Property Address	3903 E MONTGOMERY AVE, SPOKANE, WA 99217-7270
Document Number	0006627754
Map Reference	VOL3 PG19
Instrument Date	Aug 4, 2017
Instrument	6627754
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,851.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 E MONTGOMERY AVE, SPOKANE, WA 99217-7270

Mortgage

Document Number	0006627755
Date	Aug 7, 2017
Instrument	6627755

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0006627756
Date	Aug 7, 2017
Instrument	6627756

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2017
Property Address	3903 E MONTGOMERY AVE, SPOKANE, WA 99217-7270
Document Number	0006591045
Instrument Date	Mar 13, 2017
Instrument	6591045
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W GARLAND AVE SPOKANE WA 992052959, SPOKANE, WA 99205-2959

Mortgage

Document Number	6591046
Date	Apr 5, 2017
Instrument	6591046

Lender

Name	FORT SHERMAN APTS INC
Address	PO BOX 79, COEUR D ALENE, ID 83816-0079

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3903 E Montgomery Ave was $2,976, down 0.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,976.00 (-0.33%)	$293,800 Land $80,000 Building $213,800	$293,800 Land $80,000 Building $213,800
2025	$2,986.00
2024		$297,800 (+42.42%) Land $75,000 Building $222,800	$297,800 (+42.42%) Land $75,000 Building $222,800
2023	$2,915.00 (+19.03%)	$209,100 Land $45,000 Building $164,100	$209,100 Land $45,000 Building $164,100
2022	$2,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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