3915 Stage Junction Rd, Columbia, VA 23038 Property Records

Fluvanna County property record for 3915 Stage Junction Rd, Columbia, VA 23038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Jul 2018)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43 A 46`

Property Details

APN / Parcel Number

Primary APN	`43 A 46`
Alternative APN	`4270`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4270
Street Address	3915 STAGE JUNCTION RD
City	COLUMBIA
State	VA
Zip	23038-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 180002170 AC 2.0
Legal Block	4
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	2
Census Block	2057
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 STAGE JUNCTION RD, COLUMBIA, VA 23038-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	20182170
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 13, 2018
Property Address	3915 STAGE JUNCTION RD, COLUMBIA, VA 23038-3107
Document Number	1802170
Map Reference	PB 914 PG 605
Instrument Date	Jul 11, 2018
Instrument	1802170
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 STAGE JUNCTION RD, COLUMBIA, VA 23038-3107

Mortgage

Document Number	1802171
Date	Jul 13, 2018
Instrument	1802171

Lender

Name	SOUTHWEST STATE FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,500 (-) Land $35,000 Building $125,500	$160,500 (-) Land $35,000 Building $125,500
2025	$1,211.00 (+24.72%)	$160,500 (+39.44%) Land $35,000 Building $125,500	$160,500 (+39.44%) Land $35,000 Building $125,500
2023		$115,100 Land $35,000 Building $80,100	$115,100 Land $35,000 Building $80,100
2022	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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