Fluvanna County property record for 3818 Stage Junction Rd, Columbia, VA 23038 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,590 sqft · built 1921 |
| Lot Size | 4.22 acres (184,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Mar 2017) |
| Tax Bill | $1,090 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44 A 22 |
| Primary APN | 44 A 22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 184,041 sqft (4.22 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2469 |
|---|---|
| Street Address | 3818 STAGE JUNCTION RD |
| City | COLUMBIA |
| State | VA |
| Zip | 23038-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DB 982-421 AC 4.225 |
| Legal Block | 2 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20200 |
Source: Fluvanna County records · APN 44 A 22
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3818 STAGE JUNCTION RD, COLUMBIA, VA 23038-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage C & F MORTGAGE CORP |
| Mar 16, 2017 | Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2017 · Amount on Record |
| Deed Sale | Mar 16, 2017 · Amount on Record |
| Deed Document Number | 2017807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3818 STAGE JUNCTION RD, COLUMBIA, VA 23038-3124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1902996 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 1902996 |
| Name | C & F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 16, 2017 |
| Property Address | 3818 STAGE JUNCTION RD, COLUMBIA, VA 23038-3124 |
| Document Number | 1700807 |
| Map Reference | PB 913 PG 436 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 1700807 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3818 STAGE JUNCTION RD, COLUMBIA, VA 23038-3124 |
| Document Number | 1700808 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 1700808 |
| Name | C & F MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,400 (-) Land $45,000 Building $99,400 | $144,400 (-) Land $45,000 Building $99,400 | |
| 2025 | $1,090.00 (+3.81%) | $144,400 (+15.98%) Land $45,000 Building $99,400 | $144,400 (+15.98%) Land $45,000 Building $99,400 |
| 2023 | $124,500 Land $45,000 Building $79,500 | $124,500 Land $45,000 Building $79,500 | |
| 2022 | $1,050.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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