Lincoln County property record for 3915 Ritchie Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 2019 |
| Lot Size | 0.773 acres (33,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2020) |
| Tax Bill | $2,053 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-18-4226 |
| Primary APN | 3625-18-4226 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Lot Area | 33,672 sqft (0.773 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 277861 |
|---|---|
| Street Address | 3915 RITCHIE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #4 LT SHANE'S VIEW SUB |
| Legal Subdivision | SHANES VIEW SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70800 |
3915 Ritchie Rd is owned and occupied by an individual who bought it in April 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3915 RITCHIE RD, LINCOLNTON, NC 28092-9571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on File |
| Deed Sale | Apr 8, 2020 · Amount on File |
| Deed Document Number | 2020607000 |
| Deed Book / Page | 2897 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 8, 2020 |
| Property Address | 3915 RITCHIE RD, LINCOLNTON, NC 28092-9571 |
| Document Number | 2897114 |
| Book / Page | 2897 / 114 |
| Map Reference | MB 17 PG 391 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 607000 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3684 GOODSON RD, 3684, MAIDEN, NC 28650-8215 |
| Name | Verified Name |
|---|---|
| Address | 3915 RITCHIE RD, LINCOLNTON, NC 28092-9571 |
| Document Number | 607001 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 607001 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 3915 Ritchie Rd was $2,053.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,053.00 | $314,130 Land $29,001 Building $285,129 | $314,130 Land $29,001 Building $285,129 |
| 2023 | $1,970.00 | $314,130 Land $29,001 Building $285,129 | $314,130 Land $29,001 Building $285,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3915 Ritchie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3915 Ritchie Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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