Lincoln County property record for 3889 Ritchie Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 2021 |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Sep 2026) |
| Tax Bill | $2,108 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-18-8241 |
| Primary APN | 3625-18-8241 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 33,498 sqft (0.769 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 289737 |
|---|---|
| Street Address | 3889 RITCHIE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #8 LT SHANE'S VIEW |
| Legal Subdivision | SHANES VIEW SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70800 |
3889 Ritchie Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Lincoln County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3889 RITCHIE RD, LINCOLNTON, NC 28092-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on File |
| Deed Sale | Sep 21, 2026 · Amount on File |
| Prior Sale | Feb 24, 2022 · Amount on File |
| Deed Document Number | 2026715313 |
| Deed Book / Page | 3538 / 831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 3889 RITCHIE RD, LINCOLNTON, NC 28092-9570 |
| Document Number | 0000715313 |
| Book / Page | 3538 / 831 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026715313 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $74,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3889 RITCHIE RD, LINCOLNTON, NC 28092-9570 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 3889 RITCHIE RD, LINCOLNTON, NC 28092-9570 |
| Document Number | 0003139434 |
| Book / Page | 3139 / 434 |
| Map Reference | MB 19 PG 015 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 647978 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3684 GOODSON RD, 3684, MAIDEN, NC 28650-8215 |
| Name | Verified Name |
|---|---|
| Address | 3889 RITCHIE RD, LINCOLNTON, NC 28092-9570 |
| Document Number | 0000647979 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 647979 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
The 2026 property tax bill for 3889 Ritchie Rd was $2,108.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,108.00 | $323,204 Land $28,983 Building $294,221 | $323,204 Land $28,983 Building $294,221 |
| 2023 | $2,023.00 | $323,204 Land $28,983 Building $294,221 | $323,204 Land $28,983 Building $294,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3889 Ritchie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3889 Ritchie Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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