3915 Rincon Ridge Dr, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 3915 Rincon Ridge Dr, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,266 sqft · built 2021
Lot Size	0.64 acres (27,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,104,000 (Sep 2025)
Tax Bill	$34,523 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-490-003-000`

Property Details

APN / Parcel Number

Primary APN	`173-490-003-000`
Alternative APN	`173-490-003`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,266 sqft Living Area
Gross Area	6,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	27,895 sqft (0.64 acres)
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	173-490-003
Street Address	3915 RINCON RIDGE DR
City	SANTA ROSA
State	CA
Zip	95404-7698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	REMAP FROM 033-390-003-000 - 08/11/98
Legal Subdivision	FOUNTAINGROVE II EAST UNITS #6 & 8
Legal Block	3
Legal Lot Number	60
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3008
Census Tract	152401

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jan 3, 2020	Grant Deed, Construction Loan · Construction Mortgage AVI WAISMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202547035
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 30, 2025
Property Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000047035
Map Reference	MB 567 PG 33-45
Instrument Date	Sep 29, 2025
Instrument	2025047035
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,622.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698

Mortgage

Document Number	0000047036
Date	Sep 30, 2025
Instrument	2025047036

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 1, 2022
Property Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000023549
Map Reference	MB 567 PG 33-45
Instrument Date	Mar 16, 2022
Instrument	2022023549
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698

Mortgage

Document Number	0000023550
Date	Apr 1, 2022
Instrument	2022023550

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 3, 2020
Property Address	3915 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000000527
Instrument Date	Dec 2, 2019
Instrument	527
Transaction Type	Construction Loan
Record Updated	Jan 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21217 NW SAUVIE ISLAND RD PORTLAND OR 972311319, PORTLAND, OR 97231-1319

Mortgage

Document Number	528
Date	Jan 3, 2020
Instrument	528

Lender

Name	AVI WAISMAN

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,104,000 (+2.63%) Land $1,000,000 Building $2,104,000
2025	$34,523.00 (+3.05%)	$3,024,442 (+4.04%) Land $902,026 Building $2,122,416
2023	$33,501.00 (+86.11%)	$2,907,000 Land $867,000 Building $2,040,000
2022	$18,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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