3911 Rincon Ridge Dr, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 3911 Rincon Ridge Dr, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,205 sqft · built 2020
Lot Size	0.714 acres (31,086 sqft)
Owner	Trust Name on File
Last Sale	$2,280,000 (Apr 2021)
Tax Bill	$28,113 (2025)
Deeds & Mortgages	May 2017 Reverse Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173-490-002-000`

Property Details

APN / Parcel Number

Primary APN	`173-490-002-000`
Alternative APN	`173-490-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,205 sqft Living Area
Gross Area	3,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	31,086 sqft (0.714 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	173-490-002
Street Address	3911 RINCON RIDGE DR
City	SANTA ROSA
State	CA
Zip	95404-7698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP
Legal Description	REMAP FROM 033-390-002-000 - 08/11/98
Legal Subdivision	FOUNTAINGROVE II EAST UNIT #6 & 8
Legal Block	3
Legal Lot Number	59
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3008
Census Tract	152401

Owner

3911 Rincon Ridge Dr is owner-occupied and held in a trust since April 2021.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage V I P MORTGAGE INC
Apr 22, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 5, 2019	Grant Deed, Transfer DOUGLAS & LISA J ROSEN
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	202149662
Prior Transfer Date	Feb 25, 2003
Prior Transfer Doc	0000040673
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038698
Date	May 17, 2017
Instrument	2017038698

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 22, 2021
Property Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000049662
Map Reference	MB 567 PG 33-45
Instrument Date	Apr 12, 2021
Instrument	2021049662
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,068.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698

Mortgage

Document Number	0000049663
Date	Apr 22, 2021
Instrument	2021049663

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 5, 2019
Property Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000010265
Instrument Date	Feb 5, 2019
Instrument	10265
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$431.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21217 NW SAUVIE ISLAND RD PORTLAND OR 972311319, PORTLAND, OR 97231-1319

Mortgage

Document Number	10266
Date	Feb 5, 2019
Instrument	10266

Lender

Name	DOUGLAS & LISA J ROSEN

Agreement

Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	3911 RINCON RIDGE DR, SANTA ROSA, CA 95404-7698
Document Number	0000038699
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3911 RINCON RIDGE DR SANTA ROSA CA 954047698, SANTA ROSA, CA 95404-7698

Mortgage

Document Number	0000038699
Date	May 17, 2017
Instrument	38699

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

The 2025 property tax bill for 3911 Rincon Ridge Dr was $28,113 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,517,302 (+2%) Land $828,060 Building $1,689,242
2025	$28,113.00 Homeowner's exemption	$2,467,944 Land $811,824 Building $1,656,120
2023	$27,278.00 (+6.74%) Homeowner's exemption	$2,372,112 (+2%) Land $780,300 Building $1,591,812
2022	$25,556.00 Homeowner's exemption	$2,325,600 Land $765,000 Building $1,560,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3911 Rincon Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3911 Rincon Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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