3907 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 3907 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 2006
Lot Size	0.153 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$275,382 (Oct 2017)
Tax Bill	$9,058 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-442-0191-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0191-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	170 ft deep x 39.5 ft wide
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74144420191000
Street Address	3907 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 1/2 OF W 1/2 OF LOT 386 SUP ROY T GILBERTS PLAT NO 2 FRAC SECS 8, 9 & 10 T2N R16E
Legal Subdivision	SUPRVRS ROY T GILBERTS 2-CLAY
Legal Lot Number	386
Legal Unit	386
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	647000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15510 CURWOOD DR, COLORADO SPRINGS, CO 80921-3542
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	2017025030
Deed Book / Page	4881 / 820
Record Updated	Jun 7, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2017
Property Address	3907 POINTE TREMBLE RD, ALGONAC, MI 48001-4649
Document Number	004881/820
Book / Page	4881 / 820
Instrument Date	Sep 29, 2017
Instrument	2017025030
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CHIRCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,369.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7332 ANTLER DR, 7332, MARLOW, OK 73055-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 POINTE TREMBLE RD, ALGONAC, MI 48001-4649

Mortgage

Document Number	0048810823
Date	Oct 23, 2017
Book Page	4881/823
Instrument	2017025031

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,000 (+16.51%)
2024	$9,058.00 (+10.81%)		$446,000 (+16.51%)
2023		$191,400
2022	$8,174.00		$382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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