Kenton County property record for 3915 Park Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1928 |
| Lot Size | 0.086 acres (3,784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,390 (Mar 2002) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-18-004.00 |
| Primary APN | 056-32-18-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 1,224 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,784 sqft (0.086 acres) |
| Lot Dimensions | 83 ft deep x 52.1 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3915 PARK AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONES G W E PT LOT 167 KRUSE RESUB 52.1'X 83' IRREG |
| Legal Subdivision | JONES G W |
| Legal Block | 4 |
| Legal Lot Number | 167 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3915 PARK AVE, COVINGTON, KY 41015-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Jul 17, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2002 · Amount on Record |
| Deed Sale | Mar 15, 2002 · Amount on Record |
| Prior Sale | May 17, 2000 · Amount on Record |
| Last Transfer Date | May 21, 2003 |
| Transfer Doc | 0521059003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2026 |
| Property Address | 3915 PARK AVE, COVINGTON, KY 41015-1554 |
| Document Number | 0000018255 |
| Book / Page | 480 / 404 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202618255 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3915 PARK AVE, COVINGTON, KY 41015-1554 |
| Document Number | 0000018255, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 480/404 |
| Instrument | 202618255 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 4, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3915 PARK AVE, COVINGTON, KY 41015-1554 |
| Document Number | 0000000053 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3915 PARK AVE COVINGTON KY 410151554, COVINGTON, KY 41015-1554 |
| Document Number | 0000000053 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 0C6671/000345 |
| Instrument | 53 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 20 W PIKE ST, COVINGTON, KY 41011-2711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 2, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 17, 2018 |
| Property Address | 3915 PARK AVE, COVINGTON, KY 41015-1554 |
| Document Number | 0000000235 |
| Book / Page | 0C6454 / 000135 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 235 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2711 VISTA PKWY #F12 WEST PALM BEACH FL 334116724, F12, WEST PALM BEACH, FL 33411-6724 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,600 (+6.12%) Land $15,000 Building $104,600 | $119,600 (+6.12%) Land $15,000 Building $104,600 | |
| 2025 | $1,493.00 (-0.53%) | $112,700 (-) Land $10,000 Building $102,700 | $112,700 (-) Land $10,000 Building $102,700 |
| 2023 | $1,501.00 | $112,700 Land $10,000 Building $102,700 | $112,700 Land $10,000 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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