Kenton County property record for 3815 Park Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,650 sqft · built 1904 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2018) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-15-010.00 |
| Primary APN | 056-32-15-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Finished Area |
| Gross Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 100 ft deep x 28 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3815 PARK AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENNS PT LOT F 28X100' |
| Legal Subdivision | GLENNS SUBD |
| Legal Lot Number | F |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 61200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Oct 5, 2021 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Jan 26, 2018 | Grant Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Dec 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Deed Document Number | 201801 26 059 00121 |
| Deed Book / Page | 6341 / 289 |
| Prior Transfer Date | Jun 5, 2017 |
| Prior Transfer Doc | 0005900134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Document Number | 0000019472 |
| Book / Page | 487 / 562 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202619472 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Document Number | 0000019472, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 487/562 |
| Instrument | 202619472 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900051 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 280/802 |
| Instrument | 21100505900051 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Document Number | 0000000121 |
| Book / Page | 0C6341 / 000289 |
| Instrument Date | Jan 4, 2018 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 EDGEHILL RD COVINGTON KY 410111103, COVINGTON, KY 41011-1103 |
| Document Number | 122 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 0C6341/000293 |
| Instrument | 122 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 7, 2017 |
| Property Address | 3815 PARK AVE, COVINGTON, KY 41015-1550 |
| Document Number | 0000000134 |
| Book / Page | 0C6311 / 000206 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 134 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2741 SEAL BEACH CA 907401741, SEAL BEACH, CA 90740-1741 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,000 (+8.48%) Land $15,000 Building $118,000 | $133,000 (+8.48%) Land $15,000 Building $118,000 | |
| 2025 | $1,624.00 (-0.55%) | $122,600 (-) Land $10,000 Building $112,600 | $122,600 (-) Land $10,000 Building $112,600 |
| 2023 | $1,633.00 | $122,600 Land $10,000 Building $112,600 | $122,600 Land $10,000 Building $112,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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