3915 McGary Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3915 McGary Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1964
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Dec 1992)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Nov 2024 Transfer Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-48-05.-023`

Property Details

APN / Parcel Number

Primary APN	`41-48-05.-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,282 sqft (0.259 acres)
View / Lot	Cul-de-sac
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	668 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3915 MCGARY DR
City	CINCINNATI
State	OH
Zip	45245-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 23
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	23
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3915 MCGARY DR, CINCINNATI, OH 45245-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Affidavit of Death of Joint Tenant, Transfer
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 1992 · Amount on Record
Deed Sale	Dec 14, 1992 · Amount on Record
Last Transfer Date	Nov 12, 2024
Transfer Doc	0000022170
Record Updated	Jun 8, 2026

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Nov 13, 2024
Property Address	3915 MCGARY DR, CINCINNATI, OH 45245-2414
Document Number	0000022170
Book / Page	2981 / 1192
Map Reference	MB N PG 8-11
Instrument Date	Oct 29, 2024
Instrument	202400022170
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 MCGARY DR, CINCINNATI, OH 45245-2414

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3915 MCGARY DR, CINCINNATI, OH 45245-2414
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012698
Date	Jun 7, 2017
Book Page	2709/1774
Instrument	201700012698

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (-0.19%)	$64,300 (-) Land $11,130 Building $53,170
2024	$3,242.00 (-49.3%) Homeowner's exemption	$64,300 (-) Land $11,130 Building $53,170	$183,700 (-) Land $31,800 Building $151,900
2023	$6,395.00 (+126.61%) Homeowner's exemption	$64,300 (+32.74%) Land $11,130 Building $53,170	$183,700 (+32.73%) Land $31,800 Building $151,900
2022	$2,822.00 Homeowner's exemption	$48,440 Land $8,400 Building $40,040
2020			$138,400 Land $24,000 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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