3914 McGary Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3914 McGary Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 890 sqft · built 1963
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 1986)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-48-05.-031`

Property Details

APN / Parcel Number

Primary APN	`41-48-05.-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
1st Floor Area	832 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	14,941 sqft (0.343 acres)
View / Lot	Cul-de-sac
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	378 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3914 MCGARY DR
City	CINCINNATI
State	OH
Zip	45245-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHAM WOODS SEC 1; LOT 31
Legal Subdivision	WITHAM WOODS SEC 1
Legal Lot Number	31
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41201

Owner

Source: Clermont County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3914 MCGARY DR, CINCINNATI, OH 45245-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1986 · Amount on Record
Deed Sale	Jul 1, 1986 · Amount on Record
Prior Sale	Sep 1, 1985 · Amount on Record
Last Transfer Date	May 16, 2026
Transfer Doc	0000012786
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 8, 2026
Property Address	3914 MCGARY DR, CINCINNATI, OH 45245-2414
Document Number	0000012786
Book / Page	3025 / 1203
Instrument Date	May 16, 2026
Instrument	202612786
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 MCGARY DR, CINCINNATI, OH 45245-2414

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3914 MCGARY DR, CINCINNATI, OH 45245-2414
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 MCGARY DR, CINCINNATI, OH 45245-2414

Mortgage

Document Number	0000025707
Date	Dec 4, 2025
Book Page	3009/4981
Instrument	202500025707

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,862.00 (-49.41%)	$56,880 (-) Land $11,130 Building $45,750
2024			$162,500 (-) Land $31,800 Building $130,700
2023	$5,657.00 (+126.64%) Homeowner's exemption	$56,880 (+32.77%) Land $11,130 Building $45,750	$162,500 (+32.76%) Land $31,800 Building $130,700
2022	$2,496.00 Homeowner's exemption	$42,840 Land $8,400 Building $34,440
2020			$122,400 Land $24,000 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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