3914 W Moonlight Ct, Spokane, WA 99208 Property Records

Spokane County property record for 3914 W Moonlight Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,000 sqft · built 2012
Lot Size	0.255 acres (11,102 sqft)
Owner	2 Individual Names on File
Last Sale	$70,280 (Apr 2012)
Tax Bill	$4,529 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26232.1615`

Property Details

APN / Parcel Number

Primary APN	`26232.1615`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	986 sqft
2nd Floor Area	1,014 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,102 sqft (0.255 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft
Canopy	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3914 W MOONLIGHT CT
City	SPOKANE
State	WA
Zip	99208-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	FALCON RIDGE 2ND ADD: LOT 15 BLK 2 (AFN 5601644)
Legal Range	42E
Legal Township	26N
Legal Section	23
Legal Subdivision	FALCON RIDGE 2ND ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1003
Census Tract	10702

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3914 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 15, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 9, 2016	Loan Modification, Mortgage · FHA Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2012 · Amount on Record
Deed Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	20126086239
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3914 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007038526
Date	Feb 24, 2021
Instrument	7038526

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3914 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007170668
Date	Jan 12, 2022
Instrument	7170668

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 15, 2017
Property Address	3914 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Document Number	0006667680
Instrument Date	Dec 13, 2017
Instrument	6667680
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3914 W MOONLIGHT CT SPOKANE WA 992089623, SPOKANE, WA 99208-9623

Mortgage

Document Number	6667681
Date	Dec 15, 2017
Instrument	6667681

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	3914 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Document Number	0006574014
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3914 W MOONLIGHT CT SPOKANE WA 992089623, SPOKANE, WA 99208-9623

Mortgage

Document Number	0006574014
Date	Jan 26, 2017
Instrument	6574014

Lender

Name	HOMESTREET BK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,529.00 (+3.26%)	$413,900 (-7.67%) Land $170,000 Building $243,900	$413,900 (-7.67%) Land $170,000 Building $243,900
2025	$4,386.00 (+5.13%)
2024		$448,300 (+33.18%) Land $90,000 Building $358,300	$448,300 (+33.18%) Land $90,000 Building $358,300
2023	$4,172.00 (+8%)	$336,600 Land $53,500 Building $283,100	$336,600 Land $53,500 Building $283,100
2022	$3,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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