3905 W Moonlight Ct, Spokane, WA 99208 Property Records

Spokane County property record for 3905 W Moonlight Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,000 sqft · built 2014
Lot Size	0.231 acres (10,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2021)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26232.1608`

Property Details

APN / Parcel Number

Primary APN	`26232.1608`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	3,145 sqft
1st Floor Area	986 sqft
2nd Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,045 sqft (0.231 acres)
Garage Type	Attached
Garage Area	1,145 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft
Patio Area	100 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3905 W MOONLIGHT CT
City	SPOKANE
State	WA
Zip	99208-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	FALCON RIDGE 2ND ADD: LOT 8 BLK 2 (AFN 5601644)
Legal Range	42E
Legal Township	26N
Legal Section	23
Legal Subdivision	FALCON RIDGE 2ND ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1003
Census Tract	10702

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3905 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2019	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Aug 22, 2019
Deed Document Number	20217148648
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0006834611
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 10, 2021
Property Address	3905 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Document Number	0007148648
Map Reference	VOL 34 PG 43-45
Instrument Date	Nov 9, 2021
Instrument	7148648
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 W MOONLIGHT CT, SPOKANE, WA 99208-9623

Mortgage

Document Number	0007148649
Date	Nov 10, 2021
Instrument	7148649

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3905 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007017681
Date	Jan 6, 2021
Instrument	7017681

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 22, 2019
Property Address	3905 W MOONLIGHT CT, SPOKANE, WA 99208-9623
Document Number	0006834611
Instrument Date	Aug 9, 2019
Instrument	6834611
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3905 W MOONLIGHT CT SPOKANE WA 992089623, SPOKANE, WA 99208-9623

Mortgage

Document Number	6834612
Date	Aug 22, 2019
Instrument	6834612

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,618.00 (+3.66%)	$421,000 (-19.96%) Land $170,000 Building $251,000	$421,000 (-19.96%) Land $170,000 Building $251,000
2025	$4,455.00 (-8.78%)
2024		$526,000 (+42.05%) Land $90,000 Building $436,000	$526,000 (+42.05%) Land $90,000 Building $436,000
2023	$4,884.00 (+15.08%)	$370,300 Land $53,500 Building $316,800	$370,300 Land $53,500 Building $316,800
2022	$4,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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