3914 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 3914 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 887 sqft · built 1955
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Jun 2018)
Tax Bill	$1,632 (2023)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-315-022`

Property Details

APN / Parcel Number

Primary APN	`19-35-315-022`
Alternative APN	`19-35-315-022-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	887 sqft Living Area
1st Floor Area	887 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3914 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	WALLACE G (CLARK) & COS (FOURTH) ADD TO (CLARKDALE) S UB OF NW SW SEC 35-38-13
Legal Range	13E
Legal Township	38N
Legal Section	35
Legal Subdivision	CLARK & COS FOURTH ADD TO CLARKDALE
Legal Block	7
Legal Lot Number	41
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1022
Census Tract	700402

Owner

Source: Cook County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3914 W 85TH ST, CHICAGO, IL 60652-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Document Number	201857063
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	0000008095
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Oct 13, 2026
Property Address	3914 W 85TH ST, CHICAGO, IL 60652-3739
Document Number	0000020350
Instrument Date	Jul 2, 2026
Instrument	202628620350
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 W 85TH ST, CHICAGO, IL 60652-3739

Mortgage

Document Number	0000020350,
Date	Oct 13, 2026
Instrument	202628620350

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	May 1, 2051

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3914 W 85TH ST, CHICAGO, IL 60652-3739
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 W 85TH ST, CHICAGO, IL 60652-3739

Mortgage

Document Number	0027220001
Date	Sep 29, 2025
Instrument	2527220001

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3914 W 85TH ST, CHICAGO, IL 60652-3739
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 W 85TH ST, CHICAGO, IL 60652-3739

Mortgage

Document Number	0025013467
Date	Sep 7, 2023
Instrument	2325013467

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 25, 2018
Property Address	3914 W 85TH ST, CHICAGO, IL 60652-3739
Document Number	1817657063
Instrument Date	Jun 15, 2018
Instrument	17657063
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.50
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 W 85TH ST CHICAGO IL 606523739, CHICAGO, IL 60652-3739

Mortgage

Document Number	1817657064
Date	Jun 25, 2018
Instrument	17657064

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,697 (+46.98%) Land $1,890 Building $12,807	$146,970 (+46.98%) Land $18,900 Building $128,070
2023	$1,632.00 (+3.55%)
2022	$1,576.00 (+1.42%) Homeowner's exemption	$9,999 (-) Land $2,520 Building $7,479	$99,990 (-) Land $25,200 Building $74,790
2021	$1,554.00 Homeowner's exemption	$9,999 Land $2,520 Building $7,479	$99,990 Land $25,200 Building $74,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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