3901 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 3901 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 728 sqft · built 1950
Lot Size	0.13 acres (5,680 sqft)
Owner	Individual Name on File
Last Sale	$77,500 (May 1996)
Tax Bill	$2,271 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-320-025`

Property Details

APN / Parcel Number

Primary APN	`19-35-320-025`
Alternative APN	`19-35-320-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	728 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,680 sqft (0.13 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3901 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(87TH) & (CRAWFORD) (HIGHLANDS) SUB OF LTS 1-3 IN HAT ELY & BOYERS RESUB OF SH SW SEC 35-38-13
Legal Range	13E
Legal Township	38N
Legal Section	35
Legal Subdivision	TH & CRAWFORD HIGHLANDS
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1023
Census Tract	700402

Owner

3901 W 85th St is owned and occupied by an individual who bought it in May 1996.

Source: Cook County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3901 W 85TH ST, CHICAGO, IL 60652-3738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 12, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 1996 · Amount on File
Deed Sale	May 31, 1996 · Amount on File
Deed Document Number	1996193
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3901 W 85TH ST, CHICAGO, IL 60652-3738
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 W 85TH ST, CHICAGO, IL 60652-3738

Mortgage

Document Number	0009902037
Date	Apr 8, 2024
Instrument	2409902037

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2052

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	3901 W 85TH ST, CHICAGO, IL 60652-3738
Document Number	2004915171
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 W 85TH ST CHICAGO IL 606523738, CHICAGO, IL 60652-3738

Mortgage

Document Number	2004915171
Date	Feb 18, 2020
Instrument	4915171

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Interest

Rate	3.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3901 W 85TH ST, CHICAGO, IL 60652-3738
Document Number	1706046054
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 W 85TH ST CHICAGO IL 606523738, CHICAGO, IL 60652-3738

Mortgage

Document Number	1706046054
Date	Mar 1, 2017
Instrument	6046054

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	3901 W 85TH ST, CHICAGO, IL 60652-3738
Document Number	1705357114
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 W 85TH ST CHICAGO IL 606523738, CHICAGO, IL 60652-3738

Mortgage

Document Number	1705357114
Date	Feb 22, 2017
Instrument	5357114

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,000 Land $3,408 Building $12,592	$160,000 Land $34,080 Building $125,920
2023	$2,271.00 (+3.6%)
2022	$2,192.00 (+1.39%) Homeowner's exemption	$14,000 (-) Land $4,544 Building $9,456	$140,000 (-) Land $45,440 Building $94,560
2021	$2,162.00 Homeowner's exemption	$14,000 Land $4,544 Building $9,456	$140,000 Land $45,440 Building $94,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3901 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3901 W 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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