3914 E 8th St, Des Moines, IA 50316 Property Records

Polk County property record for 3914 E 8th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1941
Lot Size	0.218 acres (9,475 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2026)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110/03510-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/03510-000-000`
Alternative APN	`792423451024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,475 sqft (0.218 acres)
Lot Dimensions	188 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3914 E 8TH ST
City	DES MOINES
State	IA
Zip	50316-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 5 HOFFMAN PLACE
Legal Subdivision	HOFFMAN PLACE
Legal Block	5
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4000
Census Tract	400

Owner

3914 E 8th St is owned and occupied by an individual who bought it in June 2026.

Source: Polk County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3914 E 8TH ST, DES MOINES, IA 50316-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Aug 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LUANA SAVINGS BANK
May 22, 2017	Warranty Deed, Transfer · Conventional with PMI BANKERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Mar 16, 2006 · Amount on File
Deed Document Number	202633192
Deed Book / Page	20543 / 306
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000083191
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 4, 2026
Property Address	3914 E 8TH ST, DES MOINES, IA 50316-1012
Document Number	0000033192
Book / Page	20543 / 306
Instrument Date	May 29, 2026
Instrument	202633192
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 E 8TH ST, DES MOINES, IA 50316-1012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033193,
Date	Jun 4, 2026
Instrument	202633193

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000033194,
Date	Jun 4, 2026
Book Page	20543/325
Instrument	202633194

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Aug 5, 2021
Property Address	3914 E 8TH ST, DES MOINES, IA 50316-1012
Document Number	0000083191
Book / Page	18686 / 310
Instrument Date	Jul 29, 2021
Instrument	2021-00083191
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3914 E 8TH ST, DES MOINES, IA 50316-1012

Mortgage

Document Number	0000083192
Date	Aug 5, 2021
Instrument	2021-00083192

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 22, 2017
Property Address	3914 E 8TH ST, DES MOINES, IA 50316-1012
Document Number	0000096100
Book / Page	016487 / 000791
Instrument Date	May 18, 2017
Instrument	96100
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 E 8TH ST DES MOINES IA 503161012, DES MOINES, IA 50316-1012

Mortgage

Document Number	96103
Date	May 22, 2017
Book Page	016487/000800
Instrument	96103

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3914 E 8th St was $2,300 with a homeowner's exemption, up 2.2% from the year before.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+2.22%) Homeowner's exemption	$142,200 Land $34,400 Building $107,800	$142,200 Land $34,400 Building $107,800
2024	$2,250.00
2023		$124,800 (+16.96%) Land $29,800 Building $95,000	$124,800 Land $29,800 Building $95,000
2022		$106,700 Land $26,100 Building $80,600
2021			$106,700 Land $26,100 Building $80,600
2020	$2,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3914 E 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1990–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3914 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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