Polk County property record for 3910 E 8th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,112 sqft · built 1941 |
| Lot Size | 0.218 acres (9,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (Feb 2018) |
| Tax Bill | $2,412 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/03509-000-000 |
| Primary APN | 110/03509-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| Gross Area | 1,484 sqft |
| 1st Floor Area | 742 sqft |
| Basement Area | 742 sqft |
| Finished Basement | 370 sqft |
| Unfinished Basement | 372 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,475 sqft (0.218 acres) |
| Lot Dimensions | 188 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3910 E 8TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 5 HOFFMAN PLACE |
| Legal Subdivision | HOFFMAN PLACE |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 400 |
3910 E 8th St is owned and occupied by two individuals who acquired it in June 2025.
Source: Polk County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 E 8TH ST, DES MOINES, IA 50316-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional with PMI NEIGHBORHOOD FIN |
| Feb 20, 2018 | Warranty Deed, Transfer · Conventional with PMI BANKERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on File |
| Deed Sale | Feb 20, 2018 · Amount on File |
| Prior Sale | Jul 31, 2013 · Amount on File |
| Deed Document Number | 20182017-00064315 |
| Deed Book / Page | 16822 / 655 |
| Last Transfer Date | Jun 26, 2025 |
| Transfer Doc | 0000040590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3910 E 8TH ST, DES MOINES, IA 50316-1012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3910 E 8TH ST, DES MOINES, IA 50316-1012 |
| Document Number | 202100088299 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 18709/8 |
| Instrument | 2021-00088299 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NORWALK, IA 50211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3910 E 8TH ST, DES MOINES, IA 50316-1012 |
| Document Number | 0000078691 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000078691 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 016882/000869 |
| Instrument | 78691 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 20, 2018 |
| Property Address | 3910 E 8TH ST, DES MOINES, IA 50316-1012 |
| Document Number | 0000064315 |
| Book / Page | 016822 / 000655 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 64315 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3910 E 8TH ST DES MOINES IA 503161012, DES MOINES, IA 50316-1012 |
| Document Number | 64317 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 016822/000659 |
| Instrument | 64317 |
| Name | BANKERS TR |
|---|---|
| Address | DES MOINES, IA 50309 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2048 |
| Document Number | 64318, |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 016822/000669 |
| Instrument | 64318 |
| Name | NEIGHBORHOOD FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | DES MOINES, IA 50314 |
| Amount | Amount on Record |
|---|
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,100 Land $34,400 Building $116,700 | $151,100 Land $34,400 Building $116,700 | |
| 2024 | $2,412.00 | ||
| 2023 | $133,100 Land $29,800 Building $103,300 | $133,100 Land $29,800 Building $103,300 | |
| 2020 | $2,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3910 E 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1990–2018) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3910 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: CenturyLink, T-Mobile.
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