Douglas County property record for 3913 Spencer St, Omaha, NE 68111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,002 sqft · built 1954 |
| Lot Size | 0.107 acres (4,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jul 2022) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1828-0000-25 |
| Primary APN | 1828-0000-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 810 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,640 sqft (0.107 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2518280000 |
|---|---|
| Street Address | 3913 SPENCER ST |
| City | OMAHA |
| State | NE |
| Zip | 68111-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R435 |
| Legal Description | WESTMORELAND LOT 111 BLOCK 0 40 X 116.3 |
| Legal Subdivision | WESTMORELAND |
| Legal Lot Number | 111 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | OMAHA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5300 |
3913 Spencer St is owned and occupied by an individual who bought it in July 2022.
Source: Douglas County records, as of June 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3913 SPENCER ST, OMAHA, NE 68111-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Deed Document Number | 202277309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jul 29, 2022 |
| Property Address | 3913 SPENCER ST, OMAHA, NE 68111-3132 |
| Document Number | 0000077309 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022077309 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | AKSARBEN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000077310 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022077310 |
| Name | ARBOR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000077311 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022077311 |
| Name | ARBOR BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3913 Spencer St was $2,183, up 20.5% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Omaha City |
| Unified School District | Omaha Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 (+20.47%) | $130,600 Land $7,300 Building $123,300 | $130,600 Land $7,300 Building $123,300 |
| 2024 | $1,812.00 (-23.38%) | ||
| 2023 | $2,365.00 (+69.41%) | $112,100 Land $7,300 Building $104,800 | $112,100 Land $7,300 Building $104,800 |
| 2022 | $1,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3913 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3913 Spencer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FiberFirst, Google Fiber, Nextlink, T-Mobile, Western Iowa Wireless.
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