Douglas County property record for 3901 Spencer St, Omaha, NE 68111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,229 sqft · built 1957 |
| Lot Size | 0.107 acres (4,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jan 2024) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1825-0000-25 |
| Primary APN | 1825-0000-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| Gross Area | 1,588 sqft |
| 1st Floor Area | 764 sqft |
| Basement Area | 764 sqft |
| Finished Basement | 465 sqft |
| Unfinished Basement | 299 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,640 sqft (0.107 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Porch | Covered Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2518250000 |
|---|---|
| Street Address | 3901 SPENCER ST |
| City | OMAHA |
| State | NE |
| Zip | 68111-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4(35) |
| Legal Description | WESTMORELAND LOT 108 BLOCK 0 40 X 116.3 |
| Legal Subdivision | WESTMORELAND |
| Legal Lot Number | 108 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | OMAHA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5300 |
Source: Douglas County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 4, 2024 | Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST CO |
| Apr 3, 2023 | Warranty Deed, Transfer TRUSTWORTHY LAND TITLE LLC, TRUSTWORTHY T&E LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on Record |
| Deed Sale | Jan 4, 2024 · Amount on Record |
| Prior Sale | Apr 3, 2023 · Amount on Record |
| Deed Document Number | 20241030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 4, 2024 |
| Property Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Document Number | 0000001030 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2024001030 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001031 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024001031 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000077071 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022077071 |
| Name | FIRST STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FREMONT, NE 68025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 3, 2023 |
| Property Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Document Number | 0000021495 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023021495 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | TRUSTWORTHY LAND TITLE LLC, TRUSTWORTHY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $164.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 3901 SPENCER ST, OMAHA, NE 68111-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089050 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020089050 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Omaha City |
| Unified School District | Omaha Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 (+70.17%) | $147,400 (+64.51%) Land $7,300 Building $140,100 | $147,400 (+64.51%) Land $7,300 Building $140,100 |
| 2024 | $1,448.00 (-23.39%) | ||
| 2023 | $1,890.00 (+55.43%) | $89,600 Land $7,300 Building $82,300 | $89,600 Land $7,300 Building $82,300 |
| 2022 | $1,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FiberFirst, Google Fiber, Nextlink, T-Mobile, Western Iowa Wireless.
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