3913 Palmer Ct, Merced, CA 95340 Property Records

Merced County property record for 3913 Palmer Ct, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,499 sqft · built 2004
Lot Size0.189 acres (8,251 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Sep 2025)
Tax Bill$5,207 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN231-123-016-000

Property Details

APN / Parcel Number

Primary APN231-123-016-000
Alternative APN
  • 231-123-016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,499 sqft Living Area
Gross Area3,231 sqft
1st Floor Area2,499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area8,251 sqft (0.189 acres)
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number231-123-016
Street Address3913 PALMER CT
CityMERCED
StateCA
Zip95340-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionDAVENPORT RANCH PHASE 2 LOT 89
Legal SubdivisionDAVENPORT RANCH PH 02
Legal Lot Number89
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1024
Census Tract1801

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3913 PALMER CT, MERCED, CA 95340-8111
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Sep 2, 2025Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Prior SaleSep 19, 2014 · Amount on Record
Deed Document Number202523486
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3913 PALMER CT, MERCED, CA 95340-8111
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3913 PALMER CT, MERCED, CA 95340-8111

Mortgage

Document Number0000018108
DateApr 22, 2021
Instrument2021018108
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 2, 2025
Property Address3913 PALMER CT, MERCED, CA 95340-8111
Document Number0000023486
Map ReferenceMB 59 PG 24-26
Instrument DateAug 5, 2025
Instrument2025023486
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3913 PALMER CT, MERCED, CA 95340-8111

Mortgage

Document Number0000023487
DateSep 2, 2025
Instrument2025023487
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3913 PALMER CT, MERCED, CA 95340-8111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALTA COMMITMENT FOR TTL INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042175
DateDec 16, 2019
Instrument2019042175
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$575,000 (+29.31%) Land $120,000 Building $455,000
2025$5,207.00 (+6.5%)$444,676 (+4.04%) Land $48,070 Building $396,606
2023$4,889.00 (+1.37%)$427,410 Land $46,204 Building $381,206
2022$4,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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