Merced County property record for 3905 Palmer Ct, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,499 sqft · built 2004 |
| Lot Size | 0.32 acres (13,947 sqft) |
| Owner | Trust Name on File |
| Last Sale | $615,000 (Nov 2021) |
| Tax Bill | $6,795 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-123-018-000 |
| Primary APN | 231-123-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,499 sqft Living Area |
| Gross Area | 3,231 sqft |
| 1st Floor Area | 2,499 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 13,947 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 231-123-018 |
|---|---|
| Street Address | 3905 PALMER CT |
| City | MERCED |
| State | CA |
| Zip | 95340-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | DAVENPORT RANCH PHASE 2 LOT 87 |
| Legal Subdivision | DAVENPORT RANCH PH 02 |
| Legal Lot Number | 87 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1801 |
3905 Palmer Ct is owner-occupied and held in a trust since November 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3905 PALMER CT, MERCED, CA 95340-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO |
| Nov 30, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE CO |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Prior Sale | Mar 10, 2015 · Amount on File |
| Deed Document Number | 202152917 |
| Prior Transfer Date | Nov 18, 2021 |
| Prior Transfer Doc | 0000052916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 30, 2021 |
| Property Address | 3905 PALMER CT, MERCED, CA 95340-8111 |
| Document Number | 0000052916 |
| Map Reference | MB 59 PG 24-26 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021052916 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1525 SHELDON DR, MODESTO, CA 95350-0547 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 30, 2021 |
| Property Address | 3905 PALMER CT, MERCED, CA 95340-8111 |
| Document Number | 0000052917 |
| Map Reference | MB 59 PG 24-26 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021052917 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3905 PALMER CT, MERCED, CA 95340-8111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3905 PALMER CT, MERCED, CA 95340-8111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022410 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020022410 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 3905 Palmer Ct was $6,795 with a homeowner's exemption, up 9.1% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $602,500 (+1.26%) Land $120,000 Building $482,500 | |
| 2025 | $6,795.00 (+9.1%) Homeowner's exemption | $595,000 Land $120,000 Building $475,000 |
| 2024 | $6,228.00 (-3.56%) | |
| 2023 | $6,458.00 (-5.96%) Homeowner's exemption | $580,500 Land $105,000 Building $475,500 |
| 2022 | $6,867.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3905 Palmer Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Palmer Ct is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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