Spotsylvania County property record for 3913 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,584 sqft Finished Area |
| Lot Size | 10,939 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2026) |
| Tax Bill | $2,845.00 (2026) |
| Primary APN | 050A 5-203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,584 sqft Finished Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,939 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 567 sqft Garage |
| Deck Area | 126 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 126 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3913 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8767 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER GATE LOT 203 SEC 3B |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 203 |
| Jurisdiction | SPOTSYLVANIA VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 20207 |
Source: Spotsylvania County records · APN 050A 5-203
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3913 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed, Transfer · Veterans Administration Mortgage CANOPY MORTGAGE LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2000 · Amount on Record |
| Deed Doc Number | 202613008 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Aug 10, 2026 |
| Property Address | 3913 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 0000013008 |
| Instrument Date | Aug 06, 2026 |
| Instrument | 202613008 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,955.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3913 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 0000013009, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202613009 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3913 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220022287 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 220022287 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 01, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,845.00 (+8.38%) | $386,000 (+7.94%) Land $160,000 Building $226,000 | |
| 2025 | $2,625.00 (+18.03%) | $357,600 (+24.04%) Land $135,000 Building $222,600 | $386,000 (+7.94%) Land $160,000 Building $226,000 |
| 2024 | $357,600 (+24.04%) Land $135,000 Building $222,600 | ||
| 2023 | $2,224.00 | $288,300 Land $100,000 Building $188,300 | $288,300 Land $100,000 Building $188,300 |
Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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