Spotsylvania County property record for 3912 Lancaster Ring Rd, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 1998 |
| Lot Size | 0.58 acres (25,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $304,000 (Jun 2018) |
| Tax Bill | $3,351 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050A 5-166 |
| Primary APN | 050A 5-166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 25,280 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3912 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | LANCASTER GATE LOT 166 SEC 3B |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 166 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20207 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3912 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 27, 2018 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2014 · Amount on Record |
| Deed Document Number | 201810430 |
| Last Transfer Date | Jul 1, 2026 |
| Transfer Doc | 0000010639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jul 2, 2026 |
| Property Address | 3912 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 0000010639 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202610639 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3912 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3912 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 201900017933 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3912 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 201900017933 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 17933 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jun 27, 2018 |
| Property Address | 3912 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 201800010430 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 10430 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3912 LANCASTER RING RD FREDERICKSBURG VA 224088767, FREDERICKSBURG, VA 22408-8767 |
| Document Number | 201800010431 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 10431 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,351.00 (+9.87%) | $454,600 (+9.44%) Land $160,000 Building $294,600 | |
| 2025 | $3,050.00 (+18.17%) | $415,400 (+24.19%) Land $135,000 Building $280,400 | $454,600 (+9.44%) Land $160,000 Building $294,600 |
| 2024 | $415,400 (+24.19%) Land $135,000 Building $280,400 | ||
| 2023 | $2,581.00 | $334,500 Land $100,000 Building $234,500 | $334,500 Land $100,000 Building $234,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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