3912 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3912 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,592 sqft · built 2013
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2021)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45AA 3 18`

Property Details

APN / Parcel Number

Primary APN	`45AA 3 18`
Alternative APN	`44158`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Garage Area	484 sqft
Porch	Open Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	45AA 3 18
Street Address	3912 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 3, LOT 18
Legal Subdivision	PLAT: PB26 250-250A
Legal Phase	3
Legal Lot Number	18
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3006
Census Tract	100302

Owner

Source: Gloucester County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Correction Deed REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	ID 2105500
Record Updated	Jun 8, 2026

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 6, 2025
Property Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0250004205
Map Reference	MB 91 PG 446
Instrument Date	Sep 25, 2025
Instrument	250004205
Record Updated	Oct 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5558 DILLY E LN, GLOUCESTER, VA 23061-2011

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005633
Date	Oct 9, 2020
Instrument	200005633

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000471
Date	Jan 31, 2020
Instrument	200000471

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 2, 2021
Property Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955
Document Number	0210005500
Instrument Date	Jul 13, 2021
Instrument	210005500
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 ORDINARY LOOP, HAYES, VA 23072-2955

Mortgage

Document Number	0210005501
Date	Aug 2, 2021
Instrument	210005501

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (+5.36%)	$313,860 (-) Land $72,470 Building $241,390	$313,860 (-) Land $72,470 Building $241,390
2024	$1,829.00	$313,860 (-) Land $72,470 Building $241,390	$313,860 (-) Land $72,470 Building $241,390
2023	$1,829.00 (+23.08%)	$313,860 (+53.05%) Land $72,470 Building $241,390	$313,860 (+53.05%) Land $72,470 Building $241,390
2022	$1,486.00	$205,070 Land $49,170 Building $155,900	$205,070 Land $49,170 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ordinary Loop

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