3888 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3888 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 2014
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2006)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`45AA 3 15`

Property Details

APN / Parcel Number

Primary APN	`45AA 3 15`
Alternative APN	`44155`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	664 sqft
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	45AA 3 15
Street Address	3888 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 3, LOT 15
Legal Subdivision	PLAT: PB26 250-250A
Legal Phase	3
Legal Lot Number	15
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3006
Census Tract	100302

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3888 ORDINARY LOOP, HAYES, VA 23072-2954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Jan 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2006 · Amount on Record
Deed Sale	Feb 13, 2006 · Amount on Record
Prior Sale	Feb 13, 2006 · Amount on Record
Deed Document Number	0060001276
Last Transfer Date	Feb 1, 2016
Transfer Doc	0160000414
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3888 ORDINARY LOOP, HAYES, VA 23072-2954
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 ORDINARY LOOP, HAYES, VA 23072-2954

Mortgage

Document Number	0250003661
Date	Sep 5, 2025
Instrument	250003661

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3888 ORDINARY LOOP, HAYES, VA 23072-2954
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000183
Date	Jan 17, 2017
Instrument	170000183

Lender

Name	PACIFIC UNION FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+5.33%)	$347,640 (-) Land $75,300 Building $272,340	$347,640 (-) Land $75,300 Building $272,340
2024	$2,026.00	$347,640 (-) Land $75,300 Building $272,340	$347,640 (-) Land $75,300 Building $272,340
2023	$2,026.00 (+10.89%)	$347,640 (+37.94%) Land $75,300 Building $272,340	$347,640 (+37.94%) Land $75,300 Building $272,340
2022	$1,827.00	$252,020 Land $56,730 Building $195,290	$252,020 Land $56,730 Building $195,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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