3912 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3912 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 1940
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2020)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	Sep 2020 Sale Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-054004`

Property Details

APN / Parcel Number

Primary APN	`03-054004`
Alternative APNs	`3054004` `054004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,625 sqft (0.129 acres)
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054004
Street Address	3912 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 4, 5 & PAR D BLK 29 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	29
Legal Lot Number	4,5
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5440 COVE VIEW DR, SAINT LEONARD, MD 20685-3000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Grant Deed, Transfer BLUE CRAB TITLE ESCROW LLC
Jul 10, 2019	Quit Claim Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Jul 10, 2019
Deed Book / Page	5690 / 158
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0053910108
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 4, 2020
Property Address	3912 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0056900158
Book / Page	005690 / 000158
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3912 3RD ST NORTH BEACH MD 207144053, NORTH BEACH, MD 20714-4053

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 10, 2019
Property Address	3912 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0053910108
Book / Page	5391 / 108
Map Reference	MB BJS 1 PG 33
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BCHH TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 3RD ST, NORTH BEACH, MD 20714-4053

Mortgage

Document Number	5391111
Date	Jul 10, 2019
Instrument	5391/111

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,100 (+3.74%)	$362,500 (+11.23%) Land $88,400 Building $274,100
2025	$4,776.00 (+58.46%)	$325,900 (+36.15%) Land $88,400 Building $237,500	$325,900 (-) Land $88,400 Building $237,500
2023	$3,014.00	$239,367	$325,900 Land $88,400 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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