3908 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3908 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 420 sqft · built 1920
Lot Size	0.065 acres (2,812 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2021)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-056341`

Property Details

APN / Parcel Number

Primary APN	`03-056341`
Alternative APNs	`3056341` `056341`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	420 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,812 sqft (0.065 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	056341
Street Address	3908 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 & PAR B BLK 29 NORTH CHES BEACH
Legal Subdivision	CHESAPEAKE RANCH ESTATE
Legal Block	29
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24251 TIDEWATER TRL, PORT ROYAL, VA 22535-2008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
May 21, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Book / Page	5832 / 557
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 21, 2021
Property Address	3908 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0058320557
Book / Page	5832 / 557
Map Reference	MB GWD 8 PG 305
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3908 3RD ST, NORTH BEACH, MD 20714-4053

Mortgage

Document Number	5832564
Date	Jan 21, 2021
Instrument	5832/564

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 21, 2018
Property Address	3908 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0051900382
Book / Page	5190 / 382
Map Reference	MB GWD8 PG305
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4008 2ND ST, NORTH BEACH, MD 20714-4074

Mortgage

Document Number	0005190386
Date	May 21, 2018
Instrument	5190/386

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,233 (+7.8%)	$145,500 (+1.32%) Land $82,800 Building $62,700
2025	$2,507.00 (+48.78%)
2023	$1,685.00 Homeowner's exemption	$133,800	$143,600 Land $82,800 Building $60,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures