3911 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3911 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 2016
Lot Size	0.068 acres (2,939 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$6,815 (2024)
Deeds & Mortgages	Jan 2019 Line of Credit Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-127-113`

Property Details

APN / Parcel Number

Primary APN	`01-25-127-113`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,939 sqft (0.068 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3911 PRATT ST
City	PLANO
State	IL
Zip	60545-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELY 26.14 SWLY 62.49 LOT 725 LAKEWOOD SPRINGS UNIT 3B, CITY OF PLANO (725-2)
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	725
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3064
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 TERRACE LN, OSWEGO, IL 60543-7522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Feb 19, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 27, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	202021628
Last Transfer Date	Feb 1, 2021
Transfer Doc	0000004492
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3911 PRATT ST, PLANO, IL 60545-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000654
Date	Jan 16, 2019
Instrument	201900000654

Lender

Name	FIRST STATE BANK
Type	Bank
Address	NORTH AURORA, IL 60542

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 19, 2021
Property Address	3911 PRATT ST, PLANO, IL 60545-2282
Document Number	0000004492
Map Reference	DOC 200400025148
Instrument Date	Feb 1, 2021
Instrument	202100004492
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 TERRACE LN, OSWEGO, IL 60543-7522
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 27, 2020
Property Address	3911 PRATT ST, PLANO, IL 60545-2282
Document Number	0000021628
Instrument	21628
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CONCORD DR S OSWEGO IL 605436021, OSWEGO, IL 60543-6021

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,227 (+58.54%) Land $7,375 Building $80,852	$264,681 (+58.54%) Land $22,125 Building $242,556
2024	$6,815.00
2022		$55,649 Land $4,991 Building $50,658	$166,947 Land $14,973 Building $151,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Pratt St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures