3906 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3906 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,308 sqft · built 2016
Lot Size	0.093 acres (4,031 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Oct 2018)
Tax Bill	$6,815 (2024)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-128-011`

Property Details

APN / Parcel Number

Primary APN	`01-25-128-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,031 sqft (0.093 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3906 PRATT ST
City	PLANO
State	IL
Zip	60545-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 718 (EXC SW 88.74) LAKEWOOD SPRINGS UNIT 3B, CITY OF PLANO (718-1)
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	718
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3060
Census Tract	890501

Owner

3906 Pratt St is owned by two individuals who bought it in October 2018.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12287 N 145TH WAY, SCOTTSDALE, AZ 85259-2116
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Affidavit of Death of Joint Tenant, Transfer
Apr 12, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 10, 2018	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 3, 2017	Grant Deed, Subdivision Related Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Deed Document Number	201814639
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	0000000069
Record Updated	Sep 20, 2026

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENDALL IL
Recording Date	Apr 12, 2023
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000003953
Map Reference	DOC 20004005148
Instrument Date	Mar 22, 2023
Instrument	202300003953
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18166 W HIGHLAND AVE, CHICAGO, IL 60606

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 12, 2023
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000003954
Map Reference	DOC 200040025148
Instrument Date	Mar 22, 2023
Instrument	202300003954
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12287 N 145TH WAY, SCOTTSDALE, AZ 85259-2116

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000003734
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 PRATT ST PLANO IL 605452219, PLANO, IL 60545-2219

Mortgage

Document Number	0000003734
Date	Mar 11, 2020
Instrument	3734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 10, 2018
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000014639
Map Reference	DOC2000400025148
Instrument Date	Oct 5, 2018
Instrument	201800014639
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	BAIRD & WARNER TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3906 PRATT ST, PLANO, IL 60545-2219

Mortgage

Document Number	0000014640
Date	Oct 10, 2018
Instrument	201800014640

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	6.37%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 2, 2018
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000000069
Instrument Date	Oct 18, 2017
Instrument	69
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	420 CERROMAR CT #166 VENICE FL 342934339, 166, VENICE, FL 34293-4339

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 3, 2017
Property Address	3906 PRATT ST, PLANO, IL 60545-2219
Document Number	0000000078
Instrument Date	Nov 29, 2016
Instrument	78
Transaction Type	Subdivision Related Transfer
Record Updated	May 6, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	420 CERROMAR CT #166 VENICE FL 342934339, 166, VENICE, FL 34293-4339

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,227 Land $7,375 Building $80,852	$264,681 Land $22,125 Building $242,556
2024	$6,815.00
2022		$55,649 Land $4,991 Building $50,658	$166,947 Land $14,973 Building $151,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3906 Pratt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3906 Pratt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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