3911 Orchard Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3911 Orchard Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,628 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Aug 2026)
Tax Bill	$3,948 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-76-R-23`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-76-R-23`
Alternative APNs	`26-36-26-76-0000R.0-0023.00` `2625157`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,628 sqft Living Area
Gross Area	4,700 sqft
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	510 sqft
Porch	Slab
Porch Area	562 sqft
Deck Area	697 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625157
Street Address	3911 ORCHARD DR
City	MELBOURNE
State	FL
Zip	32940-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	GRAND HAVEN PHASE FOUR REPLAT OF A PORTION OF TR 3 PB 46 PG 55 LOT 23 BLK R
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	GRAND HAVEN PHASE FOUR REPLAT OF A PORTI
Legal Phase	4
Legal Tract	3
Legal Block	R
Legal Lot Number	23
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1011
Census Tract	64128

Owner

3911 Orchard Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Brevard County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 21, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Oct 30, 2002 · Amount on File
Deed Document Number	2026172825
Deed Book / Page	10708 / 1859
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0096180478
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 21, 2026
Property Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244
Document Number	0000172825
Book / Page	10708 / 1859
Instrument Date	Aug 19, 2026
Instrument	2026172825
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244

Mortgage

Document Number	0000172828,
Date	Aug 21, 2026
Instrument	2026172828

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244

Mortgage

Document Number	0099761208
Date	Jan 23, 2024
Book Page	9976/1208
Instrument	2024014416

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Sep 21, 2022
Property Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244
Document Number	0096180478
Book / Page	9618 / 478
Map Reference	MB 47 PG 65-69
Instrument Date	Sep 9, 2022
Instrument	2022231388
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3911 ORCHARD DR, 3911, MELBOURNE, FL 32940-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3911 ORCHARD DR, MELBOURNE, FL 32940-1244
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087512616
Date	May 28, 2020
Book Page	8751/2616
Instrument	2020113474

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3911 Orchard Dr was $3,948, up 8.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,860 (+2.7%)	$570,600 (-2.94%)
2025	$3,948.00 (+8.49%) Homeowner's exemption Widower's exemption	$285,170	$587,880
2024	$3,639.00 (+1.85%)
2023	$3,573.00 (+5.37%) Homeowner's exemption Widower's exemption	$269,070 (+3%)	$581,020 (+8.14%) Land $110,000 Building $471,020
2022	$3,391.00 Homeowner's exemption	$261,240	$537,300 Land $110,000 Building $427,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3911 Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3911 Orchard Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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