3902 Orchard Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3902 Orchard Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3,658 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2026)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-76-0000R.0-0020.00`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-76-0000R.0-0020.00`
Alternative APN	`2625154`

Interior

Stories	2 Stories
Building Area	3,658 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	62 sqft
Patio Area	62 sqft

Location & Zoning

Account Number	2625154
Street Address	3902 ORCHARD DR
City	MELBOURNE
State	FL
Zip	32940-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HAVEN PHASE FOUR REPLAT OF A PORTION OF TR 3 PB 46 PG 55 LOT 20 BLK R
Legal Subdivision	GRAND HAVEN PHASE FOUR REPLAT OF A PORTI
Legal Tract	3
Legal Block	R
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1011
Census Tract	64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2026109145
Deed Book / Page	10636 / 1830
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225

Mortgage

Document Number	0101990388
Date	Nov 13, 2024
Book Page	10199/388
Instrument	2024226296

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 28, 2026
Property Address	CONFIDENTIAL, FL
Document Number	0000109145
Book / Page	10636 / 1830
Instrument Date	May 26, 2026
Instrument	2026109145
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109146,
Date	May 28, 2026
Instrument	2026109146

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 28, 2026
Property Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225
Document Number	0106361830
Book / Page	10636 / 1830
Instrument Date	May 26, 2026
Instrument	2026109145
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 ORCHARD DR, MELBOURNE, FL 32940-1225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109146,
Date	May 28, 2026
Instrument	2026109146

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,580 (+2.7%)	$528,000 (-2.32%)
2025	$3,381.00 (+9.24%) Homeowner's exemption	$233,290	$540,550
2024	$3,095.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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