3911 Orchard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3911 Orchard Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,350 sqft · built 1960
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Tax Bill$1,110 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN093.005.02006011

Property Details

APN / Parcel Number

Primary APN093.005.02006011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area13,504 sqft (0.31 acres)
PorchOpen Frame Porch
Porch Area72 sqft
Patio Area301 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3911 ORCHARD DR
CityARNOLD
StateMO
Zip63010-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionROSS ORCHARD PT LOT 10
Legal Range6E
Legal Township42N
Legal Section05
Legal SubdivisionROSS ORCHARD
Legal Block3
Legal Lot Number10
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group3
Census Block3002
Census Tract700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3911 ORCHARD DR, ARNOLD, MO 63010-4275
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 14, 2006
Transfer Doc2006R047791
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3911 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number0000035220
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedNov 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3911 ORCHARD DR ARNOLD MO 630104275, ARNOLD, MO 63010-4275

Mortgage

Document Number0000035220
DateSep 22, 2020
Instrument35220
Lender
NameMEMBERS 1ST FCU
AddressSAINT LOUIS, MO 63128-2822
Agreement
AmountAmount Recorded
Term180 Months
DueSep 21, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,000 (-) Land $1,800 Building $15,200$89,300 (-) Land $9,400 Building $79,900
2025$1,110.00 (-0.27%)$17,000 (+8.97%) Land $1,800 Building $15,200$89,300 (-) Land $9,400 Building $79,900
2024$1,113.00 (+0.63%)$89,300 (+9.17%) Land $9,400 Building $79,900
2023$1,106.00$15,600 Land $1,800 Building $13,800$81,800 Land $9,400 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims25 (1982–2013)
Most Recent ClaimJun 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 10
serves 10,000 people · EPA ID MO6024302
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionJan 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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