3905 Orchard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3905 Orchard Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details1 ba · 990 sqft · built 1943
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$801 (2023)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN093.005.02006012

Property Details

APN / Parcel Number

Primary APN093.005.02006012

Interior

Full Baths1 Bath
Stories1 Story
Building Area990 sqft Living Area
1st Floor Area990 sqft
Attic Area150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Construction TypeFrame
Lot Area13,939 sqft (0.319 acres)
Patio Area24 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3905 ORCHARD DR
CityARNOLD
StateMO
Zip63010-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionROSS ORCHARD PT LOT 9 & PT 10
Legal Range06
Legal Township42
Legal Section05
Legal QuarterNW
Legal SubdivisionROSS ORCHARD
Legal Block6
Legal Lot Number9
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group3
Census Block3002
Census Tract700115

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3905 ORCHARD DR, ARNOLD, MO 63010-4275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021
Deed SaleMay 6, 2021
Prior SaleMay 5, 2016
Deed Document Number2021R-020002
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateMay 6, 2021
Property Address3905 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number2021R020002
Instrument DateMay 4, 2021
Instrument2021R-020002
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 GLATT DR, 1807, ARNOLD, MO 63010-2403

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 ORCHARD DR, ARNOLD, MO 63010-4275

Mortgage

Document Number2021R020003
DateMay 6, 2021
Instrument2021R-020003
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,000 (+6.19%) Land $1,800 Building $10,200
2024$63,000 (+5.7%) Land $9,400 Building $53,600
2023$801.00$11,300 Land $1,800 Building $9,500$59,600 Land $9,400 Building $50,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims25 (1982–2013)
Most Recent ClaimJun 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 10
serves 10,000 people · EPA ID MO6024302
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionJan 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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