3911 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 3911 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 4,140 sqft · built 1995
Lot Size	8.84 acres (385,114 sqft)
Owner	2 Trust Names on Record
Last Sale	$533,000 (Jul 2016)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5597-284-00-025`

Property Details

APN / Parcel Number

Primary APN	`5597-284-00-025`
Alternative APNs	`5597-281-00-063` `R438925` `R008505`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	385,114 sqft
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Patio Area	456 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R438925
Street Address	3911 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-8636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BRONSON SD LOT: 3 PROJ NO 2021-0243 PER PLAT 1225407 3911 CR 203 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	28
Legal Subdivision	BRONSON SD
Legal Block	3
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3018
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 25, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit VECTRA BK/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	20161114776
Last Transfer Date	Jul 31, 2019
Transfer Doc	0001161594
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154450
Date	Mar 18, 2019
Instrument	1154450

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001158429
Date	Jul 3, 2019
Instrument	1158429

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001164475
Date	Nov 15, 2019
Instrument	1164475

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187583
Date	Feb 26, 2021
Instrument	1187583

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 25, 2019
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Document Number	0001154698
Instrument Date	Mar 25, 2019
Instrument	1154698
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 COUNTY ROAD 203 DURANGO CO 813018636, DURANGO, CO 81301-8636

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3911 COUNTY ROAD 203, DURANGO, CO 81301-8636
Document Number	0001127656
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 COUNTY ROAD 203 DURANGO CO 813018636, DURANGO, CO 81301-8636

Mortgage

Document Number	0001127656
Date	May 4, 2017
Instrument	1127656

Lender

Name	VECTRA BK/CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,250 (+3.95%) Land $34,720 Building $67,530	$1,573,660 (-) Land $534,380 Building $1,039,280
2025	$5,522.00 (+28.18%)	$98,360 (+293.13%) Land $33,400 Building $64,960	$1,573,660 (+321.36%) Land $534,380 Building $1,039,280
2024	$4,308.00
2023		$25,020 (-46.65%) Land $25,020	$373,470 (-44.66%) Land $373,470
2022	$2,056.00	$46,900 Land $23,890 Building $23,010	$674,880 Land $343,750 Building $331,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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