3894 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 3894 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1969
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-284-00-065`

Property Details

APN / Parcel Number

Primary APN	`5597-284-00-065`
Alternative APN	`R017175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	624 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R017175
Street Address	3894 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 36 RANGE: 9 N/2 SE/4 3894 CR 203 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3017
Census Tract	970703

Owner

3894 Co Rd 203 is owned by an individual who acquired it in March 2017.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1042 WATERFALL LN, DURANGO, CO 81301-3741
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2017
Transfer Doc	0001125439
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3894 COUNTY ROAD 203, DURANGO, CO 81301-3712
Document Number	0001139734
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 COUNTY ROAD 203 DURANGO CO 813013712, DURANGO, CO 81301-3712

Mortgage

Document Number	0001139734
Date	Feb 16, 2018
Instrument	1139734

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3894 COUNTY ROAD 203, DURANGO, CO 81301-3712
Document Number	0001126045
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 COUNTY ROAD 203 DURANGO CO 813013712, DURANGO, CO 81301-3712

Mortgage

Document Number	0001126045
Date	Mar 28, 2017
Instrument	1126045

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 27, 2027

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 9, 2017
Property Address	3894 COUNTY ROAD 203, DURANGO, CO 81301-3712
Document Number	0001125439
Instrument Date	Mar 8, 2017
Instrument	1125439
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 WATERFALL LN DURANGO CO 813013741, DURANGO, CO 81301-3741

Tax Assessment & Valuation

The 2025 property tax bill for 3894 Co Rd 203 was $2,320.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,470 (-2.06%) Land $13,720 Building $26,750	$661,230 (-) Land $224,220 Building $437,010
2025	$2,320.00	$41,320 Land $14,010 Building $27,310	$661,230 Land $224,220 Building $437,010
2023	$1,464.00 (+15.09%)	$33,760 (+16.33%) Land $11,880 Building $21,880	$503,970 (+20.71%) Land $177,340 Building $326,630
2022	$1,272.00	$29,020 Land $12,030 Building $16,990	$417,520 Land $173,090 Building $244,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3894 Co Rd 203 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3894 Co Rd 203 is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 203

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures