3910 Watersedge Dr, Rowlett, TX 75088 Property Records

Rockwall County property record for 3910 Watersedge Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,674 sqft · built 1998
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,700 (Aug 2011)
Tax Bill	$7,851 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4286000D0007000R`

Property Details

APN / Parcel Number

Primary APN	`4286000D0007000R`
Alternative APNs	`R47221` `47221`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,674 sqft Living Area
Gross Area	3,315 sqft
1st Floor Area	2,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	245 sqft
Patio Area	234 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3910 WATERSEDGE DR
City	ROWLETT
State	TX
Zip	75088-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 2, BLOCK D, LOT 7
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 2
Legal Block	D
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2010
Census Tract	40301

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3910 WATERSEDGE DR, ROWLETT, TX 75088-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE ONE CU
May 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PIONEER BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2011 · Amount on Record
Deed Sale	Aug 16, 2011 · Amount on Record
Deed Document Number	2011454242
Deed Book / Page	6526 / 245
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0000454242
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3910 WATERSEDGE DR, ROWLETT, TX 75088-3703
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE HOU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007500
Date	Mar 30, 2021
Instrument	20210000007500

Lender

Name	RESOURCE ONE CU
Type	Credit Union
Address	DALLAS, TX 75215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 1, 2017
Property Address	3910 WATERSEDGE DR, ROWLETT, TX 75088-3703
Instrument Date	Apr 18, 2017
Instrument	7564
Transaction Type	Construction Loan
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3910 WATESEDGE DR ROWLETT TX 75088, ROWLETT, TX 75088

Mortgage

Document Number	0000007564
Date	May 1, 2017
Instrument	7564

Lender

Name	PIONEER BK SSB
Type	Federal Savings Bank
Address	AUSTIN, TX 78705

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,649 (+1%)	$505,981 (+2.54%) Land $135,600 Building $370,381
2025	$7,851.00 (+75.32%) Homeowner's exemption	$441,499 (-9.47%)	$493,448 (+1.18%) Land $132,000 Building $361,448
2024	$4,478.00 (-28.5%)
2023	$6,263.00 (+40.24%) Homeowner's exemption	$487,688 Land $144,000 Building $343,688	$487,688 Land $144,000 Building $343,688
2021	$4,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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