3906 Watersedge Dr, Rowlett, TX 75088 Property Records

Rockwall County property record for 3906 Watersedge Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,350 sqft · built 1999
Lot Size	0.303 acres (13,203 sqft)
Owner	2 Individual Names on File
Last Sale	$366,900 (May 2019)
Tax Bill	$7,549 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4286000D0008000R`

Property Details

APN / Parcel Number

Primary APN	`4286000D0008000R`
Alternative APNs	`R47222` `47222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,350 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,203 sqft (0.303 acres)
Lot Dimensions	139 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	274 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3906 WATERSEDGE DR
City	ROWLETT
State	TX
Zip	75088-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 2, BLOCK D, LOT 8
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 2
Legal Tract	8
Legal Block	D
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2010
Census Tract	40301

Owner

3906 Watersedge Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INWOOD NATIONAL BANK
May 6, 2019	Vendor's Lien, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 20, 2017	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	20196999
Prior Transfer Date	May 2, 2019
Prior Transfer Doc	0000006999
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	PROVIDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021109
Date	Sep 9, 2020
Instrument	20200000021109

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 6, 2019
Property Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703
Document Number	0000006999
Map Reference	CAB G SL 381
Instrument Date	May 2, 2019
Instrument	20190000006999
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703

Mortgage

Document Number	0000007000
Date	May 6, 2019
Instrument	20190000007000

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 20, 2017
Property Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703
Document Number	0000004861
Map Reference	CAB C SL 381
Instrument Date	Mar 14, 2017
Instrument	20170000004861
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 WATERSEDGE DR, ROWLETT, TX 75088-3703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004862
Date	Mar 20, 2017
Instrument	20170000004862

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Watersedge Dr was $7,549 with a homeowner's exemption, up 9.4% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,475 (+9.4%) Land $135,600 Building $331,875	$467,475 (+2.64%) Land $135,600 Building $331,875
2025	$7,549.00 (+9.36%) Homeowner's exemption	$427,308	$455,451 Land $132,000 Building $323,451
2024	$6,903.00 (+14.52%)
2023	$6,028.00 Homeowner's exemption	$453,921 Land $144,000 Building $309,921	$453,921 Land $144,000 Building $309,921
2021	$4,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Watersedge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3906 Watersedge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watersedge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures