3910 Waterbend Cv, Spring, TX 77386 Property Records

Montgomery County property record for 3910 Waterbend Cv, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,579 sqft · built 2002
Lot Size	1 acres (43,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$651,035 (Dec 2025)
Tax Bill	$12,204 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`2571-00-20200`

Property Details

APN / Parcel Number

Primary APN	`2571-00-20200`
Alternative APN	`R292664`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,579 sqft Living Area
Gross Area	5,387 sqft
1st Floor Area	3,057 sqft
2nd Floor Area	1,522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,565 sqft (1 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	185 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3910 WATERBEND CV
City	SPRING
State	TX
Zip	77386-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S257100 - BENDERS LANDING 01, BLOCK 9, LOT 29
Legal Subdivision	BENDERS LANDING 01
Legal Block	9
Legal Lot Number	29
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2037
Census Tract	692010

Owner

Source: Montgomery County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3910 WATERBEND CV, SPRING, TX 77386-1776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	2025123499
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000118232
Record Updated	Sep 20, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 2, 2025
Property Address	3910 WATERBEND CV, SPRING, TX 77386-1776
Document Number	0000123499
Map Reference	CAB P SH 140-146
Instrument Date	Nov 26, 2025
Instrument	2025123499
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WILD GINGER CT, THE WOODLANDS, TX 77380-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 WATERBEND CV, SPRING, TX 77386-1776

Mortgage

Document Number	0000123500
Date	Dec 2, 2025
Instrument	2025123500

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 14, 2018
Property Address	3910 WATERBEND CV, SPRING, TX 77386-1776
Document Number	0000118232
Instrument Date	Dec 12, 2018
Instrument	118232
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3910 WATERBEND CV SPRING TX 773861776, SPRING, TX 77386-1776

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$890,000 (-1.33%) Land $337,637 Building $552,363	$890,000 (-13.85%) Land $337,637 Building $552,363
2024	$12,204.00 (+9.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$902,000 (+1%) Land $337,637 Building $695,410	$1,033,047 (+25.98%) Land $337,637 Building $695,410
2023	$11,129.00 Homeowner's exemption	$820,000 Land $189,340 Building $630,660	$820,000 Land $189,340 Building $630,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 489 policies
Nearby Flood Policies	489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENDERS LANDING WATER PLANT 1 & 2 private · serves 5,892 people · EPA ID TX1700678
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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