3903 Waterbend Cv, Spring, TX 77386 Property Records

Montgomery County property record for 3903 Waterbend Cv, Spring, TX 77386 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,916 sqft · built 2004
Lot Size1.01 acres (44,039 sqft)
OwnerIndividual Name on File
Tax Bill$9,727 (2024)
Deeds & MortgagesMar 2021 Mortgage
Jan 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APN2571-00-16400

Property Details

APN / Parcel Number

Primary APN2571-00-16400
Alternative APN
  • R292626

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,916 sqft Living Area
1st Floor Area2,472 sqft
2nd Floor Area1,444 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area44,039 sqft (1.01 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR292626
Street Address3903 WATERBEND CV
CitySPRING
StateTX
Zip77386-1777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENDERS LANDING 01, BLOCK 8, LOT 4
Legal SubdivisionBENDERS LANDING 01
Legal Block8
Legal Lot Number4
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2036
Census Tract692010

Owner

Source: Montgomery County records · APN 2571-00-16400

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3903 WATERBEND CV, SPRING, TX 77386-1777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Vendor's Lien, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 07, 2019Loan Modification, Mortgage
SUNTRUST MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2021
Deed SaleMar 18, 2021
Prior SaleAug 18, 2008
Deed Document Number2021034482
Record UpdatedJun 08, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 18, 2021
Property Address3903 WATERBEND CV, SPRING, TX 77386-1777
Document Number0000034482
Map ReferenceCAB P SH 140-146
Instrument DateMar 17, 2021
Instrument2021034482
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyAMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 WATERBEND CV, SPRING, TX 77386-1777

Mortgage

Document Number0000034483
DateMar 18, 2021
Instrument2021034483
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY TX
Property Address3903 WATERBEND CV, SPRING, TX 77386-1777
Document Number0000035157
Instrument DateJan 07, 2019
Transaction TypeMortgage
Record UpdatedMay 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3903 WATERBEND CV SPRING TX 773861777, SPRING, TX 77386-1777

Mortgage

Document Number0000035157
DateApr 30, 2019
Instrument35157
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
AmountAmount Recorded
Term336 Months
DueApr 29, 2047
Interest
Rate3.99%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$748,000 (+3.38%) Land $341,186 Building $406,814$748,000 (-9.56%) Land $341,186 Building $406,814
2024$9,727.00 (+11.34%) Homeowner's exemption$723,514 (+1%) Land $341,186 Building $485,878$827,064 (+25.74%) Land $341,186 Building $485,878
2023$8,736.00 Homeowner's exemption$657,740 Land $211,320 Building $446,420$657,740 Land $211,320 Building $446,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 489 individual NFIP policies nearby
Nearby Flood Policies489 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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