3910 Pebble Garden Ln, Katy, TX 77449 Property Records

Harris County property record for 3910 Pebble Garden Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,410 sqft · built 2003
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$180,800 (Jul 2017)
Tax Bill$7,318 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN122-814-001-0049

Property Details

APN / Parcel Number

Primary APN122-814-001-0049

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,410 sqft Living Area
1st Floor Area1,056 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,500 sqft (0.149 acres)
View / LotPrimary
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area35 sqft
Patio Area209 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1228140010049
Street Address3910 PEBBLE GARDEN LN
CityKATY
StateTX
Zip77449-8649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 49 BLK 1 LAKES OF BRIDGEWATER SEC 9
Legal SubdivisionLAKES OF BRIDGEWATER SEC 9
Legal Block1
Legal Lot Number49
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2007
Census Tract542305

Owner

3910 Pebble Garden Ln is owned by two individuals who bought it in July 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address404 HORIZON LIGHT LN, KATY, TX 77493-4633
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jul 18, 2017Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2017 · Amount on File
Deed SaleJul 18, 2017 · Amount on File
Prior SaleMay 1, 2015 · Amount on File
Deed Document Number2017319843
Prior Transfer DateJul 11, 2017
Prior Transfer Doc20170319843
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address3910 PEBBLE GARDEN LN, KATY, TX 77449-8649
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyNORTH STATE TITLE COMPANY, NORTH STAR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021353020
DateJun 23, 2021
Instrument2021-353020
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJul 18, 2017
Property Address3910 PEBBLE GARDEN LN, KATY, TX 77449-8649
Document Number0000319843
Instrument DateJul 14, 2017
Instrument319843
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3910 PEBBLE GARDEN LN KATY TX 774498649, KATY, TX 77449-8649

Mortgage

Document Number319844
DateJul 18, 2017
Instrument319844
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3910 Pebble Garden Ln was $7,318, up 36.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,173 (-2.63%) Land $49,280 Building $227,893$277,173 (-2.63%) Land $49,280 Building $227,893
2025$7,318.00 (+36.84%)$284,666 Land $49,280 Building $235,386$284,666 Land $49,280 Building $235,386
2024$5,348.00
2023$303,269 Land $49,280 Building $253,989$303,269 Land $49,280 Building $253,989
2020$3,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3910 Pebble Garden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3910 Pebble Garden Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 71
serves 17,079 people · EPA ID TX1011823
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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