Harris County property record for 3902 Pebble Garden Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,160 sqft · built 2002 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,300 (Mar 2003) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-814-001-0051 |
| Primary APN | 122-814-001-0051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Game Room | Game Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,500 sqft (0.149 acres) |
| View / Lot | Primary |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 572 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1228140010051 |
|---|---|
| Street Address | 3902 PEBBLE GARDEN LN |
| City | KATY |
| State | TX |
| Zip | 77449-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 51 BLK 1 LAKES OF BRIDGEWATER SEC 9 |
| Legal Subdivision | LAKES OF BRIDGEWATER SEC 9 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 542305 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3902 PEBBLE GARDEN LN, KATY, TX 77449-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2003 · Amount on Record |
| Deed Sale | Mar 13, 2003 · Amount on Record |
| Deed Document Number | 2003499809 |
| Deed Book / Page | 56445 / 1980 |
| Prior Transfer Date | Feb 25, 2003 |
| Prior Transfer Doc | 000W499809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3902 PEBBLE GARDEN LN, KATY, TX 77449-8649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000126519 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-126519 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,144 (-9.49%) Land $49,280 Building $196,864 | $246,144 (-9.49%) Land $49,280 Building $196,864 | |
| 2025 | $4,804.00 (+52.22%) Homeowner's exemption | $271,959 (+5.05%) Land $49,280 Building $222,679 | $271,959 (+5.05%) Land $49,280 Building $222,679 |
| 2024 | $3,156.00 (+18.29%) | ||
| 2023 | $258,882 Land $49,280 Building $209,602 | $258,882 Land $49,280 Building $209,602 | |
| 2022 | $2,668.00 (-14.16%) | ||
| 2020 | $3,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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